Instant Cash Loans From
Trusted Money Lender Singapore

The minimum requirements for applying for a personal loan in Singapore depend primarily on your citizenship, income level and age. Quick Loan requires you to be at least 18 years of age with a minimum salary of SGD1,800 to qualify for a personal loan. 

Singapore banks have stricter eligibility conditions and income level requirements. However, non-bank loan requirements tend to be much more lenient, making licensed moneylenders a reliable alternative if you cannot meet a bank’s prerequisites or require cash on top of what banks have offered you. 

At Quick Loan, you can look forward to a simple and speedy approval process once you’ve met our requirements for a personal loan. You can also apply for a quick loan or licensed moneylender loan with us to secure urgent funds.

As a licensed moneylender in Singapore, we offer a wide range of fast loan options to meet your unique needs and financial circumstances. You can start your loan application process with Quick Loan on our website, on WhatsApp or by visiting our office. 

You’ll be invited to a free in-person consultation, where you’ll need to provide the necessary documents to verify your loan eligibility. While we do support Singpass applications for added convenience, we prioritize a secure and transparent process that ensures proper verification. Unlike some platforms that advertise instant cash loans in 1 hour without documents, our approach balances speed with compliance and supports applicants with different credit scores. A dedicated loan officer will carefully review your application and walk you through the terms and conditions of your selected loan.

Once you’re happy with your loan conditions, interest rates and other fees, you may sign a contract and receive your cash on the spot. 

When borrowing from a licensed money lender in Singapore, you can look forward to low interest rates, fast approval times with less stringent requirements and no hidden fees.

This is because licensed moneylenders are private loan companies verified by Singapore’s Registry of Moneylenders and subject to strict regulations under the Moneylenders Act. You can be sure that all your interactions with a licensed moneylender will be entirely legal and transparent. 

Several factors can help you determine if you’re dealing with a legitimate moneylender. For instance, all licensed moneylenders in Singapore cannot charge interest rates higher than 4% on fast loans. They will never send you promotional material via email, SMS or social media. 

Also, face-to-face verification is required for all borrowers. This is the reason why licensed moneylenders will always have a physical office where we consult with all borrowers in person. 

If you encounter any lenders who claim to offer fully online loan approvals, be wary, as they are most likely unlicensed moneylenders or loan sharks.    

Start your loan application process with Quick Loan on our website, on WhatsApp or by visiting our office.

Taking a loan with Quick Loan can be a smart and empowering step toward meeting your financial goals — whether it’s for unexpected expenses, personal plans, or short-term cash needs. Here’s how to make the most of it:

1. Borrow with confidence
Our loan process is designed to help you borrow only what you need — with flexible amounts and repayment terms that suit your lifestyle. With licensed interest rates has lower interest rate, you can enjoy peace of mind knowing your repayments will stay manageable.

2. Transparent and easy-to-understand terms
We believe in clarity from day one. All loan terms are explained in simple language, with no hidden fees. You’ll also receive a full copy of your agreement, so everything is clear and documented.

3. Personalised support from start to finish
Our friendly loan officers are here to guide you every step of the way. Based on your financial needs, we’ll help customise a repayment schedule and interest rate that works best for you — so you stay in control of your finances.

With Quick Loan, you get more than just fast access to funds — you get a reliable financial partner who puts your needs first.

It’s vital to ensure that any moneylender you’re dealing with is licensed, so you don’t fall prey to scams by loan sharks or unlicensed lenders. 

All licensed moneylenders in Singapore are listed in the Registry of Moneylenders. We advise you to consult this list to verify that your selected moneylender is licensed. 

The Singaporean government regulates all licensed moneylenders with strict operational requirements. These guidelines will help you determine whether you’re dealing with a licensed moneylender. 

For example, a licensed moneylender is not allowed to solicit loans through text messages, phone calls or social media. We must also meet all applicants at our offices to verify their identity before approving any fast loans. Furthermore, licensed moneylenders have a strict 4% cap on monthly interest rates that can be charged.