Credit Card Consolidation Loan

Take Control of Your Credit Card Debt

Secure Your Credit Card Consolidation Loan Through Singapore’s Most Trusted Moneylender

Borrow up to 6x your salary

Qualify with a minimum income of SGD 1,800

Choice of fixed or flexible payment

Affordable interest rates

What is a Credit Card Consolidation Loan?

A credit card consolidation loan is a loan that helps to consolidate all your credit card debt into a single loan at a lower interest rate.

If you have debt across multiple credit cards, a credit card consolidation loan can make managing payments more manageable as you can now focus on repaying only one combined loan.

Why Take a Credit Card Consolidation Loan With Us?

Flexible and Affordable Repayment

Apart from the benefits of having all your credit card loans consolidated into a single loan, look forward to more affordable repayment as our plans can be tailored based on your needs and salary. Furthermore, our interest rates are kept low, further easing repayment.

Quick and Simple Process

As the best licensed money lender in Singapore, it takes only 30 minutes to get a credit card consolidation with us! Unlike banks, our smooth and fuss-free application process allows you to consolidate your credit card loans quickly with as little hassle as possible.

We’re Ready to Support Your Financial Needs

30-minute

loan approvals

6X

your monthly salary

No guarantor

required

Cash

disbursed on the spot

Licensed

by Registry of Moneylenders

We’re Ready to Support Your Financial Needs

30-minute loan approvals

6X your montly salary

No guarantor required

Cash disbursed on the spot

Licensed by Registry of Moneylenders

Minimum Criteria

These are the requirements for taking a credit card consolidation loan with us:

Minimum age:

18 years old

Minimum salary:

$1,800 for Singaporeans/PRs and foreigners

Documents We’ll Need

Singaporeans/PR

Singaporeans or PRs need to present the following:

NRIC

Singpass

If renting, provide both:

  • Your tenancy agreement
  • Proof of address such as your phone bill or utility bill

Payslips for the last three months, if available

Bank Token

Foreigners

Foreigners need to present the following:

S Pass / Employment Pass / Work Permit with a minimum 6-month validity

Passport

Residence information in the form of both:

  • Phone bill or utility bill
  • Tenancy agreement

Payslips for the last three months, if available

Bank Token

Employment contract

Staff card

3 Easy Steps to Applying for a Loan

Apply

Apply online

Apply at our office

Apply via Whatsapp

Free Consultation and
Signing of Agreement

Consult with us at our office, present required documents and sign the loan contract

Receive Cash

Get your cash on the spot with trusted & licensed money lender in Singapore!

Apply

Apply online

Apply at our office

Apply via Whatsapp

Free Consultation and Signing of Agreement

Consult with us at our office, present required documents and sign the loan contract

Receive Cash

Get your cash on the spot!
Hear From Our Happy Borrowers

4.9

5/5

Google Reviews

5/5

Excellent service

We are happy and very satisfied with their services. We have been with them for 5 years. The staffs are pleasant, very helpful to advise and help us.

Tng Pei Eng
5/5

Good Service

Borrowed from several moneylenders before but this one was probably the best! Fast response to my questions via their whatsapp always and good service

Emily Toh
5/5

Highly Recommended!

First time borrowing money from a moneylender, was a simple process and repayments are surprisingly affordable! Will come back again if need other funding in the future, highly recommend!

Kimberly Lim
5/5

Thanks for helping me!

Very good service. I have been with them for many years and they always provide me professional advices. thank you for your help whenever i need money to settle urgent bills. will definitely come back again.

Yau Soon Tin
FAQ About Credit Card Consolidation Loan

A credit card consolidation loan is a form of debt consolidation plan. This process involves taking a single loan from one lender to cover all your existing debt across multiple credit cards. This means you only pay a single loan at a much lower interest rate instead of making repayments to individual credit companies at different interest rates.  

 

As a licensed moneylender in Singapore, Quick Loan can offer you a tailored credit card consolidation loan to meet your financial needs. Our process will help you receive a loan worth the equivalent of all your credit card debt within 30 minutes. Once your debts are settled, you can look forward to a more manageable and straightforward repayment process by focusing on only one loan with us.   

 

Moreover, building up a good track record of payments will help improve your credit score over time.

A credit card consolidation loan allows you to combine all your high-interest credit card debt into a single loan which you can then pay off at a lower interest rate.

 

Quick Loan welcomes applicants—including foreigners—who meet our eligibility criteria for a credit card consolidation loan. You must be 18 years old or above, and have a minimum monthly salary of SGD1,800. There is no specific credit score needed to qualify for this loan. 

 

We’ll help you evaluate your income and expenses to ensure you qualify for this loan and guide you through the application process, with an approval time of 30 minutes.  


If you are unable to secure a credit card consolidation loan with us, you may consider taking on a personal loan or cash loan as alternatives.

A credit card consolidation plan can improve your chances of acquiring a home loan. 

 

With all your credit card debt under a single deadline, you can commit to regular, timely payments and improve your credit score. A healthier credit score as you work towards debt settlement will increase your chances of having your mortgage application approved and securing a larger home loan.  

 

Credit card consolidation plans also offer longer loan tenures with lower interest, leaving you with more cash on hand for other payments, like a mortgage. The impact of this financial standing may make you a more favourable candidate for home loans from a bank. 


Once you’ve secured that dream home, our home renovation loan can help you fund everything from wiring and flooring to painting and redecorating your new residence.

When selecting the ideal debt consolidation plan for your needs, it’s vital to compare and choose the plan provider with the lowest interest rates on instalments and the most suitable loan tenure. You can access debt consolidation plans from selected banks and licensed moneylenders in Singapore. 

 

We advise you to be careful when dealing with debt consolidation plans that make unrealistic promises about helping you be debt-free in a matter of months. Any debt consolidation plan is a long-term commitment toward a brighter financial future, and cannot guarantee the elimination of all debt in a short period of time.  


The best debt consolidation plan is one that caters to your unique situation, needs and goals. Quick Loan will help you tailor your credit card consolidation loan to ensure flexible and affordable repayments through a smooth and hassle-free application process.

When trying to secure credit card consolidation loans licensed moneylenders, having a fair credit score is not required. 

 

Your lender will need to account for your ability to pay off your new loan amount, which involves assessing your monthly income and expenses. At Quick Loan, we’ll tailor your repayment plan based on your salary and needs. 

 

Furthermore, you can improve your credit score in the long term through regular and timely loan repayments. It’s essential to consider a credit card consolidation loan to be like any other loan—missed payments will incur penalties and leave you with a bad credit score. 


You may also consider taking on a licensed moneylender loan or quick loan if you need to access funds for emergencies.

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