Credit Card Consolidation Loan
Take Control of Your Credit Card Debt
What is a Credit Card Consolidation Loan?
A credit card consolidation loan is a loan that helps to consolidate all your credit card debt into a single loan at a lower interest rate.
If you have debt across multiple credit cards, a credit card consolidation loan can make managing payments more manageable as you can now focus on repaying only one combined loan.
Flexible and Affordable Repayment
Apart from the benefits of having all your credit card loans consolidated into a single loan, look forward to more affordable repayment as our plans can be tailored based on your needs and salary. Furthermore, our interest rates are kept low, further easing repayment.
Quick and Simple Process
As the best licensed money lender in Singapore, it takes only 30 minutes to get a credit card consolidation with us! Unlike banks, our smooth and fuss-free application process allows you to consolidate your credit card loans quickly with as little hassle as possible.
Minimum Criteria
These are the requirements for taking a credit card consolidation loan with us:
Minimum age:
18 years old
Minimum salary:
$1,800 for Singaporeans/PRs and foreigners
Singaporeans/PR
NRIC
Singpass
If renting, provide both:
- Your tenancy agreement
- Proof of address such as your phone bill or utility bill
Payslips for the last three months, if available
Bank Token
Foreigners
Foreigners need to present the following:
S Pass / Employment Pass / Work Permit with a minimum 6-month validity
Passport
Residence information in the form of both:
- Phone bill or utility bill
- Tenancy agreement
Payslips for the last three months, if available
Bank Token
Employment contract
Staff card
Free Consultation and Signing of Agreement
Receive Cash
Next Steps You Can Take
Considering taking a loan with us?
Here are some recommended next steps.
Apply For A Loan Now
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Contact Us
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Apply at Our Office
Simply walk in to apply! No appointments needed.
Get Answers to your Questions
See our answers to common queries.
