Credit Card Consolidation Loan
Take Control of Your Credit Card Debt
Secure Your Credit Card Consolidation Loan Through Singapore’s Most Trusted Moneylender

Borrow up to 6x your salary

Qualify with a minimum income of SGD 1,800

Choice of fixed or flexible payment

Affordable interest rates
What is a Credit Card Consolidation Loan?
A credit card consolidation loan is a loan that helps to consolidate all your credit card debt into a single loan at a lower interest rate.
If you have debt across multiple credit cards, a credit card consolidation loan can make managing payments more manageable as you can now focus on repaying only one combined loan.

Flexible and Affordable Repayment
Apart from the benefits of having all your credit card loans consolidated into a single loan, look forward to more affordable repayment as our plans can be tailored based on your needs and salary. Furthermore, our interest rates are kept low, further easing repayment.

Quick and Simple Process
As the best licensed money lender in Singapore, it takes only 30 minutes to get a credit card consolidation with us! Unlike banks, our smooth and fuss-free application process allows you to consolidate your credit card loans quickly with as little hassle as possible.
30-minute
loan approvals
6X
your monthly salary
No guarantor
required
Cash
disbursed on the spot
Licensed
by Registry of Moneylenders

30-minute loan approvals

6X your montly salary

No guarantor required

Cash disbursed on the spot

Licensed by Registry of Moneylenders
Minimum Criteria
These are the requirements for taking a credit card consolidation loan with us:

Minimum age:
18 years old

Minimum salary:
$1,800 for Singaporeans/PRs and foreigners
Singaporeans/PR

NRIC

Singpass

If renting, provide both:
- Your tenancy agreement
- Proof of address such as your phone bill or utility bill

Payslips for the last three months, if available

Bank Token
Foreigners
Foreigners need to present the following:

S Pass / Employment Pass / Work Permit with a minimum 6-month validity

Passport

Residence information in the form of both:
- Phone bill or utility bill
- Tenancy agreement

Payslips for the last three months, if available

Bank Token

Employment contract

Staff card
3 Easy Steps to Applying for a Loan

Free Consultation and Signing of Agreement

Receive Cash
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Excellent service
We are happy and very satisfied with their services. We have been with them for 5 years. The staffs are pleasant, very helpful to advise and help us.
Good Service
Borrowed from several moneylenders before but this one was probably the best! Fast response to my questions via their whatsapp always and good service
Highly Recommended!
First time borrowing money from a moneylender, was a simple process and repayments are surprisingly affordable! Will come back again if need other funding in the future, highly recommend!
Thanks for helping me!
Very good service. I have been with them for many years and they always provide me professional advices. thank you for your help whenever i need money to settle urgent bills. will definitely come back again.
Debt consolidation can help you get rid of high-interest debt payments. By consolidating debt and streamlining payments, you can free up more money each month to put toward a down payment or other housing-related costs. It’s important to make sure to fulfil all your payments on time. This will help you improve your credit score, which is an important factor in getting approved for another loan in the future. If you consolidate your debts with a licensed moneylender in Singapore, we can provide you with a quick loan within 30 minutes to consolidate your debt and help you get on top of your finances.
A credit card consolidation loan is a type of loan that allows you to consolidate your existing credit card debts into a single payment. This can be a helpful way to manage your debt if you have multiple cards with high interest rates, or if you are struggling to make your minimum monthly payments.
Generally, when you consolidate your credit card debt, you will take out a new loan with a lower interest rate and use the money from the loan to pay off your existing credit cards. This can help you save money on interest charges, and it can also make it easier to keep track of your payments since you will only have one bill to pay each month.
A credit card consolidation loan is a type of personal loan that is taken out by a borrower in order to pay off multiple high-interest credit cards. The loan is typically at a lower interest rate than the credit cards, so it can save the borrower money in the long run.
There are several factors that go into determining whether you are eligible for a credit card consolidation loan. Some of these factors include your salary and your debt-to-income ratio. You also need to be able to demonstrate that you can afford the monthly payments on the new loan.
Lenders will look at your income and expenses to make sure you can afford the new payment amount. It’s important to work with a licensed moneylender in Singapore who can help you determine if you are eligible and help you through the application process.
While there are several ways to consolidate your debt, working with a licensed moneylender in Singapore can be one of the quickest and most effective options.
As a licensed moneylender in Singapore, we offer a variety of consolidation loan products that can help you pay off your debts and get back on track financially. We work with each of our clients on an individual basis to tailor a loan that meets their specific needs and goals. Our repayment terms are flexible, and we offer competitive interest rates. Our loans are also unsecured which means you need not put down a collateral in order to take a loan from us.
If you’re considering consolidating your debt, we encourage you to contact us today to learn more about how we can help with your financial situation.
A Debt Consolidation Plan (DCP) allows you to merge all your outstanding debts into one loan, with a lower interest rate and a longer repayment period. This can help you manage your debt more effectively and make it faster and easier to repay.
There are many moneylenders in Singapore who offer DCPs, so it’s important to compare the different plans available and choose the one that best suits your needs. Make sure to read the fine print carefully and understand all the terms and conditions before signing up.
If you’re struggling with debt, a DCP may be a good option for you to clear your outstanding debts quickly.
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Next Steps You Can Take
Considering taking a loan with us?
Here are some recommended next steps.

Apply For A Loan Now
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Apply at Our Office
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Get Answers to your Questions
See our answers to common queries.