Instant Cash Loans From
Best Money Lender Singapore
Best Money Lender In Singapore Providing Fast Cash Loan To Support Your Financial Needs. Apply for a Personal Loan with Us and Get an Instant Loan Disbursement in Just 20 Minutes!
Loan disbursement in 20 minutes
Loan disbursement in 1 hour
Individual & Business Loans We Offer
Licensed Money Lender in Singapore for Instant Cash Loans
We understand that getting a fast cash loan in Singapore from a bank might not be easy due to their stricter requirements and more complicated processes.
At Quick Loan, we are a licensed money lender in Singapore offering loans with quick approval and a straightforward application process.
Personal Finances
Big-Ticket Items
Miscellaneous
Your Trusted Source for Instant Loan
In Singapore!
Instant Loan Approval in 20 minutes
Get your instant loan approval in Singapore in just 20 minutes - much faster than at banks. We don’t want to keep you waiting, especially if you need an urgent cash loan today.
Get Cash on the Spot
Receive your urgent cash loan in Singapore within 1 hour with minimal or no documents, perfect for emergencies or immediate use. No more delays or cumbersome processes — apply easily and get your funds instantly.
Low Interest Rate
With our competitive monthly interest rates, a fast loan in Singapore helps you borrow responsibly and maintain your peace of mind.
Made for Your Needs
We are a money lender in Singapore with flexible payment plans tailored to your needs and salary, ensuring greater affordability for loan repayment.
Instant Loan Approval in 20 minutes
Get your instant loan approval in Singapore in just 20 minutes — much faster than at banks. We don’t want to keep you waiting, especially if you need cash urgently.
Low Interest Rate Money Lender
With our monthly interest rates that don’t overwhelm, you can take out a loan and enjoy better peace of mind.
Tailored to Your Needs
We are a money lender in Singapore with flexible payment plans tailored to your needs and salary, ensuring greater affordability for loan repayment.
As a member of the Singapore Fintech Association, we are a part of a trusted network driving innovation in financial technology. Our company upholds the highest standards of innovation, transparency, and integrity in the licensed moneylending industry.
3 Easy Steps to Applying for a Loan
Get your loan approved in 20 minutes or less!
Free Consultation and
Signing of Agreement
Receive Cash
Free Consultation and Signing of Agreement
Receive Cash
Documents We'll Need
Singaporeans/PR
NRIC
Singpass
If renting, provide both:
- Your tenancy agreement
- Proof of address such as your phone bill or utility bill
Payslips for the last three months, if available
Bank Token
Foreigners
Foreigners need to present the following:
S Pass / Employment Pass with a minimum 6-month validity
Passport
Residence information in the form of both:
- Phone bill or utility bill
- Tenancy agreement
Payslips for the last three months, if available
Bank Token
Employment contract
Staff card
Quick Loan’s Eligibility Criteria
The minimum requirements for applying for a loan depend primarily
on your citizenship, income level and age.
At QuickLoan, we welcome Singaporeans/PRs and foreigners
At least
18 years of age
With a minimum salary of
SGD 1,800
Besides banks, licensed money lenders are a great and legal alternative to secure your instant loan in Singapore.
How Much Can I Borrow From Quick Loan Singapore?
Your maximum loan amount will depend on factors such as your income level and citizenship status.
Here’s a quick look at the loan amounts you can expect to take from
licensed money lenders like QuickLoan.
- Your Annual Income
- Under SGD 10,000
- From SGD 10,000 to less than 20,000
- SGD 20,000 or more
- Singaporeans & Permanent Residents
- Up to SGD 3,000
- Up to 6x your monthly income
- Foreigners Living
in Singapore - Up to SGD 500
- Up to SGD 3,000
- Up to 6x your monthly income
Ready to take a loan with us? We can’t wait to assist you.
We’re open on
- 11am - 8pm
- 12pm - 5pm
- Closed
About Us
Conveniently located in the heart of Singapore’s CBD, Quick Loan is dedicated to providing
a comprehensive selection of fast cash loans to the general public in Singapore.
We aim to be the go to alternative to traditional bank loans, especially when conventional financing options may not be viable due to time constraints, credit history or other factors.
As a licensed money lender in Singapore, we take pride in providing fast and reliable loan services to our clients. You can count on Quick Loan as your dependable source for your
personal loan, home renovation loan, wedding loan and more.
Your Well-Being is
Our Priority
Licensed by the Registry of
Moneylenders
Quick Loan is licensed by the Registry of Moneylenders and compliant with the Moneylenders Act. This means you can be confident that you’re getting your funds from a legal and reliable source.
Clear and Transparent Services
Before recommending a loan, we make sure to understand your unique needs and financial circumstances. Our knowledgeable staff will explain the terms and conditions of your selected loan clearly and succinctly, and will be happy to address any queries you may have.
Putting Your Needs First
At Quick Loan, we ensure that our services extend beyond just providing cash—our personalised loan plans and clear communication with clients are signs of our commitment to your financial well-being and peace of mind.
Security of Your Privacy and Data
Quick Loan is dedicated to protecting your privacy and sensitive personal information. Our staff strictly adhere to data protection requirements in everything that we do, ensuring that your financial records, identification documents, loan transactions and more remain fully confidential and secure.
Frequently Asked Questions
Singapore banks have stricter eligibility conditions and income level requirements. However, non-bank loan requirements tend to be much more lenient, making licensed moneylenders a reliable alternative if you cannot meet a bank’s prerequisites or require cash on top of what banks have offered you.
At Quick Loan, you can look forward to a simple and speedy approval process once you’ve met our requirements for a personal loan. You can also apply for a quick loan or licensed moneylender loan with us to secure urgent funds.
Yes! Quick Loan Pte Ltd is a licensed moneylender listed in the Registry of Moneylenders under Licence No. 42/2025, regulated by the Ministry of Law, Singapore.
You’ll be invited to a free in-person consultation, where you’ll need to provide the necessary documents to verify your loan eligibility. While we do support Singpass applications for added convenience, we prioritize a secure and transparent process that ensures proper verification. Unlike some platforms that advertise cash loans in 1 hour without documents, our approach balances speed with compliance and supports applicants with different credit scores. A dedicated loan officer will carefully review your application and walk you through the terms and conditions of your selected loan. Once you’re happy with your loan conditions, interest rates and other fees, you may sign a contract and receive your cash on the spot.
This is because licensed moneylenders are private loan companies verified by Singapore’s Registry of Moneylenders and subject to strict regulations under the Moneylenders Act. You can be sure that all your interactions with a licensed moneylender will be entirely legal and transparent.
Several factors can help you determine if you’re dealing with a legitimate moneylender. For instance, all licensed moneylenders in Singapore cannot charge interest rates higher than 4% on fast loans. They will never send you promotional material via email, SMS or social media.
Also, face-to-face verification is required for all borrowers. This is the reason why licensed moneylenders will always have a physical office where we consult with all borrowers in person.
If you encounter any lenders who claim to offer fully online loan approvals, be wary, as they are most likely unlicensed moneylenders or loan sharks. Start your loan application process with Quick Loan on our website, on WhatsApp or by visiting our office.
First, consider your capacity to pay off the cash loan and interest. Borrow only what you need and can afford to repay. We recommend that you shop around for competitive interest rates that keep your repayments affordable. Licensed moneylenders cannot charge more than 4% monthly interest, so you’ll enjoy low effective interest rates when you take out a instant loan Singapore with us.
Secondly, don’t rush to commit to a loan until you fully understand and are satisfied with the terms and conditions of your contract. Your chosen licensed moneylender must explain the loan terms to you in simple and accessible language and provide you with a copy of the contract for safekeeping.
Depending on your needs, your dedicated loan officer at Quick Loan will work with you to determine a repayment schedule and interest rate that best accommodates your financial situation.
All licensed moneylenders in Singapore are listed in the Registry of Moneylenders. We advise you to consult this list to verify that your selected moneylender is licensed.
The Singaporean government regulates all licensed moneylenders with strict operational requirements. These guidelines will help you determine whether you’re dealing with a licensed moneylender.
For example, a licensed moneylender is not allowed to solicit loans through text messages, phone calls or social media. We must also meet all applicants at our offices to verify their identity before approving any fast loans. Furthermore, licensed moneylenders have a strict 4% cap on monthly interest rates that can be charged.
You can apply for a fast cash loan with us either by filling in our online form, walk-in or WhatsApp. Make sure to submit your basic details and documents. Once we review and approve your application, we will arrange for you to visit our office to sign the loan contract, after which you can receive your $4000 on the spot in cash or via bank transfer.
Yes, it takes less than an hour to get a loan from us! At Quick Loan, we prioritise speed and efficiency. We can approve and disburse a cash loan within 1 hour, provided that your documents are complete and you meet our assessment criteria. Simply submit your application online and prepare the required documents, then visit our office promptly for verification and contract signing. We will then release your funds on the spot.
Yes, as long as you apply for a loan with a licensed moneylender. You can check whether the moneylender is licensed through the Ministry of Law’s website. Avoid providing personal details to moneylenders who contact you unsolicited.
For unsecured loans, the maximum amount depends on your annual income and residency status. Singapore citizens and PRs earning more than $20,000 annually can borrow up to 6 times of their monthly salary.
Quick Loan stands out with our 20 minutes fast approvals, no collateral needed and personalised in-person consultations that customise repayment plans to your needs. At Quick Loan, we focus on speed, transparency and genuine customer service. We clearly explain all loan terms upfront, with no hidden fees. Our streamlined application process is simple with fast approvals and our team is always happy to guide you through the loan application process to ensure responsible and stress-free borrowing
If you are a Singaporean/PR, you need to present the following documents: NRIC, SingPass and pay slips for the last three months. If you are a foreigner, you need to present the following documents: S Pass/Employment Pass with a minimum 6-month validity, passport, proof of residence, pay slips for the last three months, bank statements and tenancy agreement. Having complete and accurate documents helps speed up the approval process.
Yes, we are able to provide loans to you even if you have a bad credit score or outstanding loans. Quick Loan focuses more on your current income, employment stability and ability to repay. Our application process is simple and transparent. Simply apply for a loan and our team will guide you through the loan approval process and help tailor a repayment plan that best works for you.
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