Investment Loan

Many Singaporeans choose to grow their wealth by investing in stocks or real estate. 

Borrowing money to fund your investments in Singapore can be done through banks or licensed moneylenders like Quick Loan.

You can safely obtain an investment loan from a licensed moneylender. We are subject to law under the Moneylenders Act and the Registry of Moneylenders, ensuring all loans and processes at Quick Loan are legal and carefully regulated. 

This ensures that we adhere to client confidentiality rules and strict limits on interest rates and fees. We also commit to ethical behaviour with clients at all times. 

Our investment loans come at favourable interest rates, which may help you enjoy a better overall return on your investments.

You’ll find a variety of investment loan plans available in Singapore. Most licensed moneylenders have a standard set of criteria which apply to all investment loan seekers. 

At Quick Loan, our investment loan requirements state that applicants should be at least 18 years of age with a minimum salary of SGD1,800. These conditions apply to Singaporeans, PRs as well as foreigners.

For Singaporeans and PRs, we’ll require your payslips, a bank token, residence information and identification documents such as your NRIC and SingPass. 

If you’re a foreign applicant, you must present your valid work permit, Employment Pass or S Pass along with your passport. We’ll also need your payslips, bank token, employment contract, staff card and proof of residence. 

All our borrowers can look forward to competitive interest rates and a flexible repayment plan.

Borrowing money against shares is carried out through a process called Securities-Based Lending (SBL). Securities-based lending is usually offered by banks and other large financial institutions. 

SBL lets you borrow money against the value of your stocks at variable interest rates. In exchange, you gain access to capital for big-ticket investments such as purchasing property and luxury cars or investing in a business.

This makes SBL more suited to those with considerable capital and a higher capacity to take risks. SBL also requires you to put up assets as collateral, such as cash or equity shares. 

At Quick Loan, we offer unsecured investment loans. This means you will not have to risk putting up any shares or cash as collateral. You can also make more moderate investments according to your financial goals.

Get in touch to learn more about borrowing to invest through Quick Loan.

An investment loan is a form of personal loan taken to fund investments, and it comes with benefits and drawbacks depending on your unique situation. 

We recommend that you arm yourself with the necessary knowledge and information regarding different investment types, portfolios and risk levels. 

An investment loan can give you the necessary capital to make larger investments and potentially grow your wealth. However, investment performance can be hard to predict. You must ensure that you have a buffer against the added expenses of an investment loan payment. 

If you successfully secure an investment loan with low interest rates, you can potentially gain an overall higher return on your investments. 

We advise you to compare interest rates from different licensed moneylenders. Before applying for a loan, be sure that you can commit to the monthly repayments regardless of your investment performance. At Quick Loan, we can support you with flexible repayment plans catered to your salary and circumstances.

There are several key benefits of taking out an investment loan. This loan allows you to supplement your investment funds, leaving you with more cash in hand to expand your investing choices. 

In addition to building your investment power, an investment loan can also help build your net worth over time.

Before committing to an investment loan, we advise you to research interest rates charged by different licensed moneylenders. 

You can obtain an investment loan from us by applying online, through WhatsApp or by visiting our office during opening hours. 

Our loan process is hassle-free and streamlined, from application to in-person consultation and funds disbursement. You can look forward to receiving your cash in 30 minutes.

No collateral of any form is needed for an investment loan with Quick Loan. As our investment loans in Singapore are unsecured, there is no risk of you putting any extra cash or shares as collateral upon application. This also gives you the financial flexibility to make more moderate investments, depending on your desired goals.

Alternatively, using the above passage, consider replacing a similar section under “Is it advisable to borrow money against shares?” below:
“At Quick Loan, we offer unsecured investment loans. This means you will not have to risk putting up any shares or cash as collateral. You can also make more moderate investments according to your financial goals.”

As most investments are often time-sensitive in terms of profit and loss, we at Quick Loan are dedicated to provide you with our approved investment loans in Singapore through a quick and fair process. Your investment loan should take only 30 minutes for approval, and you should be able to receive the funds straight after completing the agreement signing.

Alternatively, using the above passage, consider replacing a similar section under “What are the advantages of taking out an investment loan?” below:
“Our loan process is hassle-free and streamlined, from application to in-person consultation and funds disbursement. You can look forward to receiving your cash in 30 minutes.”

Yes, you are still able to apply for an investment loan with us at Quick Loan. As licensed moneylenders, our requirements are significantly minimal and more straightforward when compared to traditional bank loans. Rest assured that our experienced team will work with you to tailor the best investment loan in Singapore for your needs.