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Payday Loan Singapore

Our payday loan in Singapore addresses short-term needs or unexpected expenses, bridging the financial gap until your next paycheck.

Secure Your Singapore Payday Loan Online

From the Best Money Lender Today

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What is a Payday Loan?

A payday loan is a short-term loan to provide you with cash until your next payday. Usually, your paycheck will be used to pay off this loan.

Such a loan can come in handy when you have unforeseen expenses but don’t have enough cash till you get your paycheck later in the month.

Why Take a Payday Loan With Us?

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Get Urgent Cash Quickly

We know that certain expenses just can’t wait. Get a Quick Loan with us in just 20 minutes!

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Low Interest

Interest is charged based on the number of days you choose to take your payday l

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Licensed by the Registry of Moneylenders

Quick Loan is licensed by the Registry of Moneylenders and compliant with the Moneylenders Act. Rest assured that your payday loan will be coming from legal and reliable source, and are subjected to the scrutiny of Singapore’s law and regulations.

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Best Services Guaranteed

With over 10 years of experience, Quick Loan has earned the trust of more than 20,000 customers and are rated 4.9/5 for satisfactory services. Our team takes pride in our fast and simple loan application process, complimenting it with our professional and friendly customer service staff.

We’re Ready to Support Your Financial Needs

30-minute

loan approvals

6X

your monthly salary

No guarantor

required

Cash

disbursed on the spot

Licensed

by Registry of Moneylenders

We’re Ready to Support Your Financial Needs
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30-minute loan approvals

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6X your montly salary

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No guarantor required

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Cash disbursed on the spot

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Licensed by Registry of Moneylenders

Minimum Criteria

Unlike banks, we’re a licensed moneylender in Singapore with more straightforward requirements:

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Minimum age:

18 years old

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Minimum salary:

$1,800 for Singaporeans/PRs and foreigners

Documents We’ll Need

Singaporeans/PR

Singaporeans or PRs need to present the following:
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NRIC

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Singpass

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If renting, provide both:

  • Your tenancy agreement
  • Proof of address such as your phone bill or utility bill

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Payslips for the last three months, if available

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Bank Token

Foreigners

Foreigners need to present the following:

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S Pass / Employment Pass / Work Permit with a minimum 6-month validity

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Passport

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Residence information in the form of both:

  • Phone bill or utility bill
  • Tenancy agreement

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Payslips for the last three months, if available

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Bank Token

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Employment contract

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Staff card

3 Easy Steps to Applying for a Loan

Get your loan approved in 20 minutes or less!

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Apply

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Apply online

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Apply at our office

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Apply via Whatsapp

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Free Consultation and
Signing of Agreement

Consult with us at our office, present required documents and sign the loan contract
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Receive Cash

Get your cash on the spot with trusted & licensed money lender Singapore!
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Apply

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Apply online

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Apply at our office

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Apply via Whatsapp

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Free Consultation and Signing of Agreement

Consult with us at our office, present required documents and sign the loan contract
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Receive Cash

Get your cash on the spot!
Hear From Our Happy Borrowers

4.9

5/5

Google Reviews

5/5

Highly Recommended!

First time borrowing money from a moneylender, was a simple process and repayments are surprisingly affordable! Will come back again if need other funding in the future, highly recommend!

Kimberly Lim
5/5

Thanks for helping me!

Very good service. I have been with them for many years and they always provide me professional advices. Thank you for your help whenever I need money to settle urgent bills. Will definitely come back again.

Yau Soon Tin
5/5

Good Service

Borrowed from several money lenders before but this one was probably the best! Fast response to my questions via their whatsapp always and good service.

Emily Toh
5/5

I've been their customer for a long time. Their requirements are simple, processing is fast and easy. Employees are friendly and efficient. I never go anywhere else for my financial needs.

Desiree Ann Rancudo
5/5

3rd time going back to them. They always gave me the best service amongst all the different lenders in that area.They had always been patient and friendly with all my queries and requests. Interest rate is also very competitive.
Would keep going back in the future.

Jay Chan
5/5

Highly recommended! I love how their customer service is. They are very opened. They even advised me accordingly what i can do. They always asked how much we are comfortable paying monthly. Thank you quickloan for always there when in need!

Dina Mariana Abdullah
FAQ About Payday Loan
A payday loan in Singapore is a short term loan to provide you with cash until your next payday. These loans are intended to tide you over for a brief period, where your next paycheck will be used to pay off this loan. The repayment usually comes in the full loan amount, and a reasonable interest rate for the short loan term.

Such a loan can come in handy when you have unforeseen expenses but don’t have enough cash till you get your paycheck later in the month. This includes urgent medical bills, unexpected car repairs, or other unplanned expenses that might arise, which require immediate settlement. A payday loan can also be a convenient solution when you require fast access to money without undergoing a lengthy approval process.

Interest will be calculated based on the number of days remaining until your next payday. At Quick Loan, you can apply for a payday loan in Singapore through a quick and easy online process, through WhatsApp or by visiting our office.
Quick Loan, a licensed moneylender, can offer you a payday loan, also known as a cash advance loan, within 20 minutes.

A payday loan allows you to borrow money to cover any urgent expenses until you receive your next salary.

Payday loan applicants must be 18 years of age or older, employed with a minimum income of $1,800. Singaporeans, PR and foriegners are welcomed to apply.

Yes, you can make prepayments on your payday loan without any form of penalties. Please feel free to reach out to our team once you are ready to do so, and we will assist in making the necessary arrangements.

Yes! You can get your payday loan approved on the same day at Quick Loan. 

We offer a range of quick loans where you can get your cash in 20 minutes. This means you can receive your funds on the same day you place your loan application. 

Our fast and hassle-free application process makes us a reliable choice if you need to access funds urgently.  

You can apply for a payday loan online, through WhatsApp or by visiting our office. We’ll invite you to a free consultation at our office, where you’ll provide us with all the necessary documents. 

Once your loan is approved, you may sign the agreement and receive your cash on the spot.

A payday loan with a licensed moneylender will not appear on your CBS credit report, which is commonly used by banks in Singapore. However, a payday loan might appear in credit reports from other agencies. 

 

The good news is that a payday loan is typically smaller in value, so you can clear it with your paycheck through a single lump-sum repayment. This means you’ll ideally not have to commit to a long-term payment schedule that would have an impact on your credit history. 

 

We advise you to commit to timely repayments of any loan you take to ensure a good credit score. You can take advantage of the low interest rates and flexible plans available at Quick Loan, which are designed to keep your instalments affordable.   


Get in touch with us to learn more about how payday loans work.

You may wish to apply for a payday loan when you need to quickly settle unexpected and sudden expenses, such as medical costs, legal fees, or emergency repairs of your home or vehicle.

Similarly, a payday loan can help to mitigate urgent cash flow issues and provide the capital you need to pay off certain bills such as overdue credit card bills that may incur high interest rates or hefty late payment fees.

At Quick Loan, our payday loans are approved within 20 minutes, with minimal eligibility requirements, to help you address urgent situations that require money in a short time.

Yes, you can still apply for a payday loan with us at Quick Loan.

As a promise to all our customers, we will try to help any interested borrowers to the best of our abilities, and ensure that we reach a mutually beneficially loan package between us and you, with your current situation in mind.
If you are unable to pay your monthly installments in full, please contact us before your due date and our loan officers will let you know the minimum amount to pay for your loan.

After you have paid the minimum amount, we will be able to defer your loan repayment to next month.

However, kindly note that not paying your monthly installments in full will incur late fee and late interest charges.

No, there is no need for collateral or a guarantor when you take a payday loan in Singapore with Quick Loan. We aim to make the application process as quick and fuss-free as possible, to ensure that our potential applicants are able to receive their much needed funds immediately.

 

Taking a loan with Quick Loan only takes 30 minutes!

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Next Steps You Can Take

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Apply For A Loan Now

Click Here to Apply Now.

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Contact Us

Reach us immediately via WhatsApp

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Apply at Our Office

Simply walk in to apply! No appointments needed.

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Get Answers to your Questions

See our answers to common queries.