Payday Loan Singapore
Our payday loan in Singapore addresses short-term needs or unexpected expenses, bridging the financial gap until your next paycheck.
Instant Payday Loan Online
With Minimal documents and Credit Checks
or
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This also helps us to approve your loan more quickly!
What is a Payday Loan?
A payday loan is a short-term loan to provide you with cash until your next payday. Usually, your paycheck will be used to pay off this loan.
Such a loan can come in handy when you have unforeseen expenses but don’t have enough cash till you get your paycheck later in the month.
Why Take a Payday Loan With Us?
Get Urgent Cash Quickly
We understand some expenses can’t wait. Get the best unsecured payday loan in Singapore without credit checks — even with bad or no credit — approved in just 20 minutes! Enjoy quick cash straight to your bank account with a flexible repayment period and no hidden fees — making Singapore payday loans fast, simple, and stress-free.
Low Interest
Interest for your instant payday loan is calculated based on the number of days borrowed, with clear repayment terms and no hidden fees. You can apply online 24 hours a day and get approval within minutes, based on your monthly income. Once the loan agreement is confirmed, your approved funds will be released quickly and securely.
Licensed by the Registry of Moneylenders
Quick Loan is licensed by the Registry of Moneylenders and compliant with the Moneylenders Act. Rest assured that your payday loan will be coming from legal and reliable source, and are subjected to the scrutiny of Singapore’s law and regulations.
Best Services Guaranteed
With over 10 years of experience, Quick Loan has earned the trust of more than 20,000 customers and are rated 4.9/5 for satisfactory services. Our team takes pride in our fast and simple loan application process, complimenting it with our professional and friendly customer service staff.
30-minute
loan approvals
6X
your monthly salary
No guarantor
required
Cash
disbursed on the spot
Licensed
by Registry of Moneylenders
30-minute loan approvals
6X your montly salary
No guarantor required
Cash disbursed on the spot
Licensed by Registry of Moneylenders
Minimum Criteria
As the best licensed moneylender in Singapore, the requirements for taking a cash loan with us are simple:
Minimum age:
18 years old
Minimum salary:
$1,800 for Singaporeans/PRs and foreigners
Documents We'll Need
Singaporeans/PR
NRIC
Singpass
If renting, provide both:
- Your tenancy agreement
- Proof of address such as your phone bill or utility bill
Payslips for the last three months, if available
Bank Token
Foreigners
Foreigners need to present the following:
S Pass / Employment Pass with a minimum 6-month validity
Passport
Residence information in the form of both:
- Phone bill or utility bill
- Tenancy agreement
Payslips for the last three months, if available
Bank Token
Employment contract
Staff card
3 Easy Steps to Applying for a Loan
Get your loan approved in 20 minutes or less!
Free Consultation and
Signing of Agreement
Receive Cash
Free Consultation and Signing of Agreement
Receive Cash
Such a loan can come in handy when you have unforeseen expenses but don’t have enough cash till you get your paycheck later in the month. This includes urgent medical bills, unexpected car repairs, or other unplanned expenses that might arise, which require immediate settlement. A payday loan can also be a convenient solution when you require fast access to money without undergoing a lengthy approval process.
Interest will be calculated based on the number of days remaining until your next payday. At Quick Loan, you can apply for a payday loan in Singapore through a quick and easy online process, through WhatsApp or by visiting our office.
A payday loan allows you to borrow money to cover any urgent expenses until you receive your next salary.
Payday loan applicants must be 18 years of age or older, employed with a minimum income of $1,800. Singaporeans, PR and foriegners are welcomed to apply.
Absolutely! At Quick Loan, we fully support early repayments — and we don’t charge any penalties for doing so. In fact, paying off your loan early can help you save on interest. Just let our team know when you’re ready, and we’ll gladly assist with the smooth and simple process.
Yes! You can get your payday loan approved on the same day at Quick Loan.
We offer a range of quick loans where you can get your cash in 20 minutes. This means you can receive your funds on the same day you place your loan application.
Our fast and hassle-free application process makes us a reliable choice if you need to access funds urgently.
You can apply for a payday loan online, through WhatsApp or by visiting our office. We’ll invite you to a free consultation at our office, where you’ll provide us with all the necessary documents.
Once your loan is approved, you may sign the agreement and receive your cash on the spot.
A payday loan with a licensed moneylender will not appear on your CBS credit report, which is commonly used by banks in Singapore. However, a payday loan might appear in credit reports from other agencies.
The good news is that a payday loan is typically smaller in value, so you can clear it with your paycheck through a single lump-sum repayment. This means you’ll ideally not have to commit to a long-term payment schedule that would have an impact on your credit history.
We advise you to commit to timely repayments of any loan you take to ensure a good credit score. You can take advantage of the low interest rates and flexible plans available at Quick Loan, which are designed to keep your instalments affordable.
Get in touch with us to learn more about how payday loans work.
You may wish to apply for a payday loan when you need to quickly settle unexpected and sudden expenses, such as medical costs, legal fees, or emergency repairs of your home or vehicle.
Similarly, a payday loan can help to mitigate urgent cash flow issues and provide the capital you need to pay off certain bills such as overdue credit card bills that may incur high interest rates or hefty late payment fees.
At Quick Loan, our payday loans are approved within 20 minutes, with minimal eligibility requirements, to help you address urgent situations that require money in a short time.
Yes, you can. At Quick Loan, we understand that financial needs don’t always wait — even if you have existing loans. We’ll carefully assess your current situation and work with you to find a responsible loan solution that fits your needs. Our goal is to offer flexible, manageable options tailored to your circumstances, so you can move forward with confidence.
After you have paid the minimum amount, we will be able to defer your loan repayment to next month.
However, kindly note that not paying your monthly installments in full will incur late fee and late interest charges.
No, there is no need for collateral or a guarantor when you take a payday loan in Singapore with Quick Loan. We aim to make the application process as quick and fuss-free as possible, to ensure that our potential applicants are able to receive their much needed funds immediately.
Taking a loan with Quick Loan only takes 30 minutes!
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Next Steps You Can Take
Considering taking a loan with us?
Here are some recommended next steps.
Apply Online – Get Approved Fast!
Your Loan, Your Way – Quick, Easy Process and Secure.
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Apply Loan at Our Office
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Get Answers to your Questions
See our answers to common queries.