Mon to Fri: 11am – 8pm | Sat: 12pm – 5pm

24 Hours Licensed Money Lender Singapore

Apply for a loan anytime with our islandwide 24 hours online application form. For a faster process, use Singpass Myinfo, which automatically populates your form with data instantly. It's secure, fast, and easy!

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Seeking a loan from a money lender?

These days, it’s not uncommon to come across unsolicited loan offers from unknown sources through channels like WhatsApp. These are most likely from unlicensed money lenders, as licensed money lenders are not allowed to advertise through such channels.

Apart from unlicensed money lenders being illegal, borrowing from them carries great risks — including putting your own personal safety at risk.

If you need financial support from a moneylender, your safest way would be to borrow from a licensed moneylender in Singapore like us.

While Singapore doesn't have a 24 hours moneylender, you can conveniently apply with us for a loan online anytime, day or night. Submit your application via our website at your convenience, and our service staff will promptly get back to you on the next working day.

Why choose to take a loan with us?

Get Cash Fast

With us, getting the cash you need takes only 30 minutes. We don’t require any guarantor, which allows us to simplify and accelerate the application process so you get the cash you need effortlessly.

Affordable Repayment

Here at QuickLoan, we make repayment affordable by offering customised loan plans with credit limits based on your salary, as well as having low effective interest rates.

Flexible Plans

As the best licensed money lender in Singapore, our flexible repayment plans can be tailored to your unique needs and circumstances for more worry-free borrowing.

Most trusted Lender

QuickLoan, Singapore's top licensed money lender since 2010, complies fully with the Moneylenders Act. With a remarkable average rating of 4.9 stars on Google Reviews, our clients attest to our unwavering commitment to exceptional customer service and satisfaction.

We’re Ready to Support Your Financial Needs


loan approvals


your monthly salary

No guarantor



disbursed on the spot


by Registry of Moneylenders

We’re Ready to Support Your Financial Needs

30-minute loan approvals

6X your montly salary

No guarantor required

Cash disbursed on the spot

Licensed by Registry of Moneylenders

Minimum Criteria

As the best licensed moneylender in Singapore, the requirements for taking a loan with us are straightforward:

Minimum age:

18 years old

Minimum salary:

$1,800 for Singaporeans/PRs and foreigners

Documents We’ll Need


Singaporeans or PRs need to present the following:



If renting, provide both:

  • Your tenancy agreement
  • Proof of address such as your phone bill or utility bill

Payslips for the last three months, if available

Bank Token


Foreigners need to present the following:

S Pass / Employment Pass / Work Permit with a minimum 6-month validity


Residence information in the form of both:

  • Phone bill or utility bill
  • Tenancy agreement

Payslips for the last three months, if available

Bank Token

Employment contract

Staff card

3 Easy Steps to Applying for a Loan


Apply online

Apply at our office

Apply via Whatsapp

Free Consultation and
Signing of Agreement

Consult with us at our office, present required documents and sign the loan contract

Receive Cash

Get your cash on the spot with trusted & licensed money lender Singapore!


Apply online

Apply at our office

Apply via Whatsapp

Free Consultation and Signing of Agreement

Consult with us at our office, present required documents and sign the loan contract

Receive Cash

Get your cash on the spot!
Hear From Our Happy Borrowers



Google Reviews


Highly Recommended!

First time borrowing money from a moneylender, was a simple process and repayments are surprisingly affordable! Will come back again if need other funding in the future, highly recommend!

Kimberly Lim

Thanks for helping me!

Very good service. I have been with them for many years and they always provide me professional advices. Thank you for your help whenever I need money to settle urgent bills. Will definitely come back again.

Yau Soon Tin

Good Service

Borrowed from several money lenders before but this one was probably the best! Fast response to my questions via their whatsapp always and good service.

Emily Toh

I've been their customer for a long time. Their requirements are simple, processing is fast and easy. Employees are friendly and efficient. I never go anywhere else for my financial needs.

Desiree Ann Rancudo

3rd time going back to them. They always gave me the best service amongst all the different lenders in that area.They had always been patient and friendly with all my queries and requests. Interest rate is also very competitive.
Would keep going back in the future.

Jay Chan

Highly recommended! I love how their customer service is. They are very opened. They even advised me accordingly what i can do. They always asked how much we are comfortable paying monthly. Thank you quickloan for always there when in need!

Dina Mariana Abdullah
FAQ About Licensed Money Lender Loan

When borrowing from a licensed money lender in Singapore, you can look forward to low interest rates, fast approval times with less stringent requirements and no hidden fees.


This is because licensed moneylenders are private loan companies verified by Singapore’s Registry of Moneylenders and subject to strict regulations under the Moneylenders Act. You can be sure that all your interactions with a licensed moneylender will be entirely legal and transparent. 


Several factors can help you determine if you’re dealing with a legitimate moneylender. For instance, all licensed moneylenders in Singapore cannot charge interest rates higher than 4% on loans. They will never send you promotional material via email, SMS or social media. 


Also, face-to-face verification is required for all borrowers. This is the reason why licensed moneylenders will always have a physical office where we consult with all borrowers in person. 


If you encounter any lenders who claim to offer fully online loan approvals, be wary, as they are most likely unlicensed moneylenders or loan sharks.    

Start your loan application process with Quick Loan on our website, on WhatsApp or by visiting our office.

Licensed moneylenders are a great option if you need to apply for urgent cash loans. Aside from banks and financial institutions, licensed moneylenders are the only legal private entities allowed to provide personal loans in Singapore.


You can check the Registry of Moneylenders to ensure you’re dealing with a licensed moneylender. 


At Quick Loan, you can access personal loans through an online application, via WhatsApp or by visiting our office. We’ll invite you to an in-person consultation to assess your financial situation, check your documents and determine your loan eligibility. 


Moreover, our hassle-free loan process means that you can look forward to receiving your funds within just 30 minutes to cover time-sensitive financial needs.

Our licensed moneylender loan can offer you quick cash through our online application system. You can expect swift replies to your application, so you won’t be left waiting for a long time to access the funds you need.


At Quick Loan, we welcome Singaporeans, PRs and foreigners who meet our eligibility criteria to apply for a licensed moneylender loan. First, you must be at least 18 years of age and have a minimum monthly salary of SGD1,800. 


We’ll also need personal documents to assess your eligibility, including your NRIC or SingPass for Singaporean and PR borrowers. If you’re a foreign applicant, we require your S Pass, Employment Pass or valid work permit along with your passport, employment contract and staff card. All applicants must provide their proof of residency, payslips and bank tokens.

You may also consider taking out a personal loan with us as an alternative option for a fast cash loan.

Besides ensuring that you meet Quick Loan’s eligibility criteria, we advise you to consider a couple of essential factors before you decide on the right loan for your needs. 


First, consider your capacity to pay off the loan and interest. Borrow only what you need and can afford to repay. We recommend that you shop around for competitive interest rates that keep your repayments affordable. Licensed moneylenders cannot charge more than 4% monthly interest, so you’ll enjoy low effective interest rates when you take out a loan with us. 


Secondly, don’t rush to commit to a loan until you fully understand and are satisfied with the terms and conditions of your contract. Your chosen licensed moneylender must explain the loan terms to you in simple and accessible language and provide you with a copy of the contract for safekeeping.  

Depending on your needs, your dedicated loan officer at Quick Loan will work with you to determine a repayment schedule and interest rate that best accommodates your financial situation.

It’s vital to ensure that any moneylender you’re dealing with is licensed, so you don’t fall prey to scams by loan sharks or unlicensed lenders. 


All licensed moneylenders in Singapore are listed in the Registry of Moneylenders. We advise you to consult this list to verify that your selected moneylender is licensed. 


The Singaporean government regulates all licensed moneylenders with strict operational requirements. These guidelines will help you determine whether you’re dealing with a licensed moneylender. 


For example, a licensed moneylender is not allowed to solicit loans through text messages, phone calls or social media. We must also meet all applicants at our offices to verify their identity before approving any loans. Furthermore, licensed moneylenders have a strict 4% cap on monthly interest rates that can be charged.