Mon to Fri: 11am – 8pm | Sat: 12pm – 5pm

Personal Loan For Foreigners

Access Funds Effortlessly and Securely

Best Loans For Foreigners in Singapore

Work Permit & S-Pass Holders

or

singpass-logo-2x

Speed up your application with MyInfo

Have your personal details filled in automatically.

This also helps us to approve your loan more quickly!

What is a Foreigner Loan?

Even if you’re a foreigner in Singapore, we can provide you with the financial help you need. We know it can be time-consuming and challenging to obtain aid from banks and other financial institutions.

Our foreigner loan service will provide you with cash assistance on the spot. With no guarantor required and a low interest rate, you can look forward to managing your finances with peace of mind and efficiency.

Why Take a Foreigner Loan With Us?
flexible-plans-icon-2x

Flexible and Hassle-free

As the best licensed moneylender in Singapore, individuals of all nationalities are also welcome to apply for a loan with us. We also offer flexible repayment plans to accommodate your specific needs.

affordable-payment-icon-2x

Affordable Interest Rates

Here at Quick Loan, we make repayment affordable by designing loan plans based on your salary, as well as having low effective interest rates.

receive-cash-fast-icon-2x

Receive Cash Fast

With us, you can get your cash in 30 minutes! We don’t require a guarantor for foreign loan applicants, ensuring a simple and fast application process.

receive-cash-fast-icon-2x

Best Services Guaranteed

Quick Loan Pte Ltd provides a straightforward application process in addition to financial planning assistance. Twenty thousand plus customers have put their trust in us over the past ten years, and rated us 4.95/5 for customer satisfaction.

We’re Ready to Support Your Financial Needs

30-minute

loan approvals

6X

your monthly salary

No guarantor

required

Cash

disbursed on the spot

Licensed

by Registry of Moneylenders

We’re Ready to Support Your Financial Needs
check-list-mark-icon-2x

30-minute loan approvals

check-list-mark-icon-2x

6X your montly salary

check-list-mark-icon-2x

No guarantor required

check-list-mark-icon-2x

Cash disbursed on the spot

check-list-mark-icon-2x

Licensed by Registry of Moneylenders

Minimum Criteria

As the best licensed moneylender in Singapore, the requirements for taking a foreigner loan with us are simple:

minimum-age-icon-2x

Minimum age:

18 years old

min-salary-icon-2x

Minimum salary:

$1,800 for Singaporeans/PRs and foreigners

Documents We’ll Need

Foreigners

Foreigners need to present the following:

check-list-mark-icon-2x

S Pass / Employment Pass / Work Permit with a minimum 6-month validity

check-list-mark-icon-2x

Passport

check-list-mark-icon-2x

Residence information in the form of both:

  • Phone bill or utility bill
  • Tenancy agreement

check-list-mark-icon-2x

Payslips for the last three months, if available

check-list-mark-icon-2x

Bank Token

check-list-mark-icon-2x

Employment contract

check-list-mark-icon-2x

Staff card

3 Easy Steps to Applying for a Loan

Get your loan approved in 20 minutes or less!

steps-apply-icon-2x

Apply

exam-icon-2x

Apply online

office-icon-2x

Apply at our office

whatsapp-icon-2x

Apply via Whatsapp

steps-free-consultation-2x

Free Consultation and
Signing of Agreement

Consult with us at our office, present required documents and sign the loan contract
steps-receive-cash-2x

Receive Cash

Get your cash on the spot with trusted & licensed money lender Singapore!
steps-apply-icon-2x

Apply

exam-icon-2x

Apply online

office-icon-2x

Apply at our office

whatsapp-icon-2x

Apply via Whatsapp

steps-free-consultation-2x

Free Consultation and Signing of Agreement

Consult with us at our office, present required documents and sign the loan contract
steps-receive-cash-2x

Receive Cash

Get your cash on the spot!
Hear From Our Happy Borrowers

4.9

5/5

Google Reviews

5/5

Highly Recommended!

First time borrowing money from a moneylender, was a simple process and repayments are surprisingly affordable! Will come back again if need other funding in the future, highly recommend!

Kimberly Lim
5/5

Thanks for helping me!

Very good service. I have been with them for many years and they always provide me professional advices. Thank you for your help whenever I need money to settle urgent bills. Will definitely come back again.

Yau Soon Tin
5/5

Good Service

Borrowed from several money lenders before but this one was probably the best! Fast response to my questions via their whatsapp always and good service.

Emily Toh
5/5

I've been their customer for a long time. Their requirements are simple, processing is fast and easy. Employees are friendly and efficient. I never go anywhere else for my financial needs.

Desiree Ann Rancudo
5/5

3rd time going back to them. They always gave me the best service amongst all the different lenders in that area.They had always been patient and friendly with all my queries and requests. Interest rate is also very competitive.
Would keep going back in the future.

Jay Chan
5/5

Highly recommended! I love how their customer service is. They are very opened. They even advised me accordingly what i can do. They always asked how much we are comfortable paying monthly. Thank you quickloan for always there when in need!

Dina Mariana Abdullah
FAQ About Foreigner Loan

Yes, foreigners can apply for a loan in Singapore. Licensed moneylenders are an excellent option for a foreigner looking to obtain time-sensitive funds, especially when a bank loan may involve lengthy processes and stringent requirements. 

 

As a licensed moneylender in Singapore, we offer loans to foreigners. You can think of a foreigner loan as a type of personal loan designed for non-citizens who live and work in Singapore. Our basic requirements for this loan are simple—you must be at least 18 years of age with a minimum monthly income of SGD1,800. 

 

We’ll also require some personal documents to determine whether you qualify for a foreigner loan, including your valid work permit, Employment Pass or S Pass.

Yes, foreigner work permit holders can apply for loans with licensed moneylenders in Singapore.  

Do note that your work permit must have a 6-month validity period to be eligible for a loan. Our streamlined and hassle-free loan application process will let you receive your loan funds within 30 minutes, regardless of your nationality. 

At Quick Loan, we also accept Singapore Employment Pass holders and S Pass holders who meet all our eligibility criteria and provide the necessary documents. These include your passport, proof of residence, payslips, bank token, employment contract and staff card.

During the in-person consultation, we’ll verify these documents and gather more information from you to determine the ideal loan amount and repayment plan for your needs.

All loan products at Quick Loan are unsecured, including our personal loan and big-ticket loan items.

 

The total sum of unsecured loans you may take at one time from different moneylenders depends on your income level. If you’re a foreigner making less than SGD10,000 a year in Singapore, you can borrow a maximum of SGD500 in unsecured loans. With an annual income between SGD10,000 and SGD20,000, you may take out SGD3,000 worth of unsecured loans.

 

Finally, an annual income of SGD20,000 a year entitles you to take out unsecured loans worth up to six times your monthly earnings.

Yes, if you’re a foreigner with a valid work permit and residence in Singapore, you should have no trouble accessing fast instant loans from licensed moneylenders. 

 

As a foreign applicant, you must present a work permit, Employment Pass or S Pass with a 6-month validity period. We’ll also need your passport, residence information, payslips, bank token, employment contract and staff card. These documents help us evaluate your eligibility and loan terms. 


Keep in mind, however, that licensed moneylenders in Singapore are subject to a quota—we may only give out loans to 15 unique foreign borrowers a month. This quota applies to all foreign clients except those who make more than SGD50,000 a year. We recommend that you give us a call before coming down to our office.

Yes, S Pass holders qualify as working foreigners in Singapore. This makes them eligible to apply for loans from licensed moneylenders in the country, including personal loans, medical loans and more.

 

Besides S Pass holders, Quick Loan also welcomes foreign applicants with valid work permits or Employment Passes.  You can send an application to us online, through WhatsApp, or by visiting our office

 

We’ll provide you with a dedicated loan officer who will assess your application and conduct a free in-person consultation, where you’ll present all the required documents for a foreigner loan. 

 

Once your loan is approved, you can receive your funds instantly and look forward to an affordable repayment plan customised to accommodate your financial situation.

Explore Our Financial Guides

Stay savvy with our collection of loan and lifestyle tips.