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Personal Loan Singapore

Multi-Purpose Loan For Your Financial Needs

Secure Instant Personal Loan Online

With Instant Approval In 20 mins


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Have your personal details filled in automatically.

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What is a Personal Loan?

A personal loan is an unsecured loan where the loan amount you can take is based on your salary.

Personal loans are multi-purpose, and can help provide financial aid to alleviate your financial burden. The personal loan can be used for anything including purchasing a new car, financing your home renovation or even funding your dream wedding.

Why Take a Personal Loan With Us?

Highly Flexible Plans

As the best licensed moneylender in Singapore, we offer flexible repayment plans to accommodate your unique needs and circumstances.

Affordable Repayment

Here at Quick Loan, we make repayment affordable by designing loan plans based on your salary, as well as having low effective interest rates.

Receive Cash Fast

With us, you can get your cash in 20 minutes! We don’t require any guarantor, which allows us to simplify and accelerate the application process so you get the cash you need effortlessly.

Best Services Guaranteed

We take pride in our fast and simple loan application process with professional and friendly customer service staff. With over 10 years of experience, we have earned the trust of more than 20,000 customers and are rated 4.9/5 for satisfaction.

We’re Ready to Support Your Financial Needs


loan approvals


your monthly salary

No guarantor



disbursed on the spot


by Registry of Moneylenders

We’re Ready to Support Your Financial Needs

30-minute loan approvals

6X your montly salary

No guarantor required

Cash disbursed on the spot

Licensed by Registry of Moneylenders

Minimum Criteria

As the best licensed money lender in Singapore, the requirements for taking a personal loan with us are straightforward:

Minimum age:

18 years old

Minimum salary:

$1,800 for Singaporeans/PRs and foreigners

Documents We’ll Need


Singaporeans or PRs need to present the following:



If renting, provide both:

  • Your tenancy agreement
  • Proof of address such as your phone bill or utility bill

Payslips for the last three months, if available

Bank Token


Foreigners need to present the following:

S Pass / Employment Pass / Work Permit with a minimum 6-month validity


Residence information in the form of both:

  • Phone bill or utility bill
  • Tenancy agreement

Payslips for the last three months, if available

Bank Token

Employment contract

Staff card

3 Easy Steps to Applying for a Loan


Apply online

Apply at our office

Apply via Whatsapp

Free Consultation and
Signing of Agreement

Consult with us at our office, present required documents and sign the loan contract

Receive Cash

Get your cash on the spot with trusted & licensed money lender Singapore!


Apply online

Apply at our office

Apply via Whatsapp

Free Consultation and Signing of Agreement

Consult with us at our office, present required documents and sign the loan contract

Receive Cash

Get your cash on the spot!
Hear From Our Happy Borrowers



Google Reviews


Excellent service

We are happy and very satisfied with their services. We have been with them for 5 years. The staffs are pleasant, very helpful to advise and help us.

Tng Pei Eng

Good Service

Borrowed from several money lenders before but this one was probably the best! Fast response to my questions via their whatsapp always and good service

Emily Toh

Highly Recommended!

First time borrowing money from a moneylender, was a simple process and repayments are surprisingly affordable! Will come back again if need other funding in the future, highly recommend!

Kimberly Lim

Thanks for helping me!

Very good service. I have been with them for many years and they always provide me professional advices. thank you for your help whenever i need money to settle urgent bills. will definitely come back again.

Yau Soon Tin

Personal Loan FAQs 

Applying for a personal loan through a traditional bank presents many restrictions, including stricter eligibility criteria, longer processing times and higher chances of rejection. Your credit score and income weigh heavily on the bank’s decision to offer you a personal loan. 


On the other hand, licensed moneylenders can give you a personal loan with low interest rates, a convenient online application process and more flexibility. At Quick Loan, we welcome applications from anyone aged 18 and above with a minimum income of SGD1,800 and the required documentation according to their citizenship status. 


You can access a quick cash loan for emergencies or secure funds for major expenses like medical bills. 


All licensed moneylenders in Singapore are subject to the Moneylenders Act, ensuring that we adhere to confidentiality laws and have strict limits on interest rates, fees and other charges. You can be sure that all loans and processes at Quick Loan are legal and carefully regulated.

When you apply for a urgent cash loan with licensed moneylenders in Singapore, you can expect a faster personal loan approval process compared to traditional banks. At Quick Loan, you can look forward to accessing your funds within 30 minutes. 

You can also expect a lower rejection rate for your application since moneylenders are more likely to approve your loan, even if you have a bad credit score. 

Quick Loan lets you access personal loan instant approval service and other options. These include payday loans to help you meet those expenses that cannot wait.

Yes, you can qualify for a instant personal loan as a foreigner in Singapore. All you need to do is ensure that you are a valid Work Permit holder or possess an S Pass or Employment Pass with 6 months of validity.

To apply for a personal loan for foreigners, you must present these with your passport, along with proof of residency, payslips for the last three months, a bank token, your employment contract and your staff card. 

Unlike Singaporean banks, licensed moneylenders have minimal requirements for expats applying for personal loans. Moneylenders also have faster loan processing times, meaning you can get your money within the same day to cover any urgent needs. 

Alternatively, you may apply for our foreigner loan with a minimum monthly salary of SGD1,800 with no guarantor required. You can look forward to flexible repayment conditions with low effective interest rates if your loan is approved.

You can take out a personal loan even with an unfavourable credit score. You may have trouble qualifying for a traditional bank loan, where poor credit indicates a high-risk loan candidate. However, licensed moneylenders in Singapore are more lenient with applicants’ credit history. 


At Quick Loan, for example, our requirements for loan applications are minimal and straightforward. If you need cash urgently, legitimate licensed moneylenders like us are an excellent alternative to banks. 

We’ll help you find a loan that works best for your unique situation, such as funds for big-ticket items like education.

The minimum requirements for applying for a personal loan in Singapore depend primarily on your citizenship, income level and age. Quick Loan requires you to be at least 18 years of age with a minimum salary of SGD1,800 to qualify for a online personal loan. 

Singapore banks have stricter eligibility conditions and income level requirements. However, non-bank loan requirements tend to be much more lenient, making licensed moneylenders a reliable alternative if you cannot meet a bank’s prerequisites or require cash on top of what banks have offered you.  

At Quick Loan, you can look forward to a simple and speedy approval process once you’ve met our requirements for a personal loan. You can also apply for a quick loan or licensed moneylender loan with us to secure urgent funds.

Understanding Personal Loan

In Singapore, a personal loan can be legally obtained from banks, financial institutions and licensed money lenders. Money Lenders in Singapore are legal alternatives to banks and financial institutions if you require cash fast. At Quick Loan, our loan approval only takes 20 minutes!

A personal loan Singapore can  be used for various needs and purposes. Such as for a car installment payment, your children’s school fees, outstanding credit card fees or even to fund your holidays. Loan repayments with a moneylender are usually in the form of fixed monthly installments. There are several forms of repayment methods such as bank transfer or Paynow, you can also choose to visit the store to pay in cash.

Here at Quick Loan, we take pride in our quick and simple loan application process. With over 10 years of experience, you can rest assured that our friendly and professional customer service staff will guide you through your loan process and help you meet your financial goals.

Next Steps You Can Take

Considering taking a loan with us?
Here are some recommended next steps.

Apply For A Loan Now

Submit your online application Now.

Contact Us

Reach us immediately via WhatsApp

Apply at Our Office

Simply walk in to apply! No appointments needed.

Get Answers to your Questions

See our answers to common queries.