Home Renovation Loan

Your Dream Home Within Reach

Secure Your Home Renovation Loan in Singapore
Through Singapore’s Most Trusted Money Lender

Borrow up to 6x your salary

Qualify with a minimum income of SGD 1,800

Choice of fixed or flexible payment

Affordable interest rates

What is a Home Renovation Loan?

Got your dream home all planned out in your head? A renovation loan can help turn it into a reality!

Whether you’ve just bought a new home or are looking to improve your current one, a home renovation loan can come in handy to fund the required works.

What Can You Use A Home Renovation Loan For?

Your renovation loan can be used for expenses such as structural alterations, floor retiling, built-in cabinets and electrical works.

Let’s look at examples of how you can put your renovation loan to good use:

  • Knocking down walls to create more living space
  • Built-in cabinets for the kitchen
  • Installing new marble flooring
  • Home wiring works
  • Painting and redecorating work
  • External works within the compound of your home such as for the roof or balcony

Why Take a Home Renovation Loan With Us?

Affordable Interest Rates

We’re a licensed money lender in Singapore that’s here to support you on your home ownership or revamp journey. Our low-interest renovation loans will help you build the home you want without burning a hole in your pocket.

Flexible Plans Based on Your Needs

We understand that everyone has unique financial means. As the best licensed moneylender in Singapore, we offer customisable plans based on your salary and home renovation needs to give you greater loan affordability.

Quick, Simple and Personalised Process

Getting a renovation loan with us only takes 30 minutes! Unlike at banks, we have a streamlined and fuss-free application process that allows you to get your cash fast with as little hassle as possible.

Also, all your information will be kept 100% confidential, and you’ll be assigned a dedicated loan officer who’s happy to support you throughout the whole loan process with us.

We’re Ready to Support Your Financial Needs

30-minute

loan approvals

6X

your monthly salary

No guarantor

required

Cash

disbursed on the spot

Licensed

by Registry of Moneylenders

We’re Ready to Support Your Financial Needs

30-minute loan approvals

6X your montly salary

No guarantor required

Cash disbursed on the spot

Licensed by Registry of Moneylenders

How Much Can You Borrow?

You can borrow up to six times your monthly income.

Minimum Criteria

These are the requirements for taking a renovation loan with us:

Minimum age:

18 years old

Minimum salary:

$1,800 for Singaporeans/PRs and foreigners

Documents We’ll Need

Singaporeans/PR

Singaporeans or PRs need to present the following:

NRIC

Singpass

If renting, provide both:

  • Your tenancy agreement
  • Proof of address such as your phone bill or utility bill

Payslips for the last three months, if available

Bank Token

Foreigners

Foreigners need to present the following:

S Pass / Employment Pass / Work Permit with a minimum 6-month validity

Passport

Residence information in the form of both:

  • Phone bill or utility bill
  • Tenancy agreement

Payslips for the last three months, if available

Bank Token

Employment contract

Staff card

3 Easy Steps to Applying for a Loan

Apply

Apply online

Apply at our office

Apply via Whatsapp

Free Consultation and
Signing of Agreement

Consult with us at our office, present required documents and sign the loan contract

Receive Cash

Get your cash on the spot with trusted & licensed money lender in Singapore!

Apply

Apply online

Apply at our office

Apply via Whatsapp

Free Consultation and Signing of Agreement

Consult with us at our office, present required documents and sign the loan contract

Receive Cash

Get your cash on the spot!
Hear From Our Happy Borrowers

4.9

5/5

Google Reviews

5/5

Excellent service

We are happy and very satisfied with their services. We have been with them for 5 years. The staffs are pleasant, very helpful to advise and help us.

Tng Pei Eng
5/5

Good Service

Borrowed from several moneylenders before but this one was probably the best! Fast response to my questions via their whatsapp always and good service

Emily Toh
5/5

Highly Recommended!

First time borrowing money from a moneylender, was a simple process and repayments are surprisingly affordable! Will come back again if need other funding in the future, highly recommend!

Kimberly Lim
5/5

Thanks for helping me!

Very good service. I have been with them for many years and they always provide me professional advices. thank you for your help whenever i need money to settle urgent bills. will definitely come back again.

Yau Soon Tin
FAQ About Home Renovation Loan

You can obtain your home renovation loan funds at Quick Loan in just 30 minutes. 

 

Unlike most banks, our quick loans all involve a convenient application process. You can apply online, through WhatsApp or walk into our office at your convenience. 

 

All your personal information will be kept confidential, and a dedicated loan officer will be assigned to guide you through your loan process.  

 

We’ll evaluate your application and invite you to a consultation at our office, where you’ll present the required documents. If your loan application is successful, you can sign your contract and get your funds on the spot. 

 

With such a speedy approval time period, you can get started on renovating your house right away!

If you intend to apply for a home renovation loan, it’s essential to budget your renovation plans according to the loan amount you might be eligible for. 

 

Your house renovation loan limit will depend on a few factors. Firstly, we’ll take into account your current income and credit situation. This is to determine whether you can commit to the monthly repayments on your home renovation loan. 

 

As a licensed moneylender in Singapore, we are able to lend you up to six times the value of your monthly salary. For example, a monthly income of SGD4,000 can potentially grant you up to SGD24,000 in funds to finance your renovations. 


If you plan to invest in property instead, you can consider applying for our investment loan service.

To take out a home renovation loan with a licensed moneylender in Singapore, you must fulfil the lender’s requirements. 

 

At Quick Loan, your eligibility depends on several factors. You must be at least 18 years of age and earn a minimum monthy income of SGD1,800. 

 

If you’re a Singaporean or PR, you must present your NRIC, SingPass, proof of residency, bank token and payslips. 

 

Foreign applicants should supply us with a valid work permit, Employment Pass or S Pass. We’ll also require your passport, payslips, bank token, proof of residency, employment contract and staff card. 

 

The same loan criteria allows you to apply for other big-ticket item loans we offer, such as a medical bills loan and an education loan.

Yes—your home renovation loan won’t affect your current home loan with a bank. 

 

Many licensed moneylenders in Singapore offer home renovation loans to fund improvement projects for your property. This may be more favourable than refinancing or mortgaging your property to acquire the necessary funds. 

 

At Quick Loan, we provide home renovation loans with competitive interest rates and flexible repayment options.

 

You can use a renovation loan to fund various home improvement projects. These include painting and redecorating, structural alterations, wiring and installing built-in furniture. Other home improvement projects may include buying new furniture, kitchen renovation, adding new marble flooring and revamping your roof or balcony area.

A home renovation loan from a licensed moneylender in Singapore can give you the required funds to complete your home improvement projects. 

 

Quick Loan offers a maximum loan amount of up to six times your monthly income, with no guarantor required. You can access your home renovation loan funds in just 30 minutes. 

 

We recommend that you carefully plan your renovation to ensure that you can commit to the repayments in addition to your other financial obligations, including any existing home loans. 

 

Only sign your contract once you fully understand and are happy with the interest rates and terms. 


Talk to our team to learn more about how to make the best of your home renovation loan.

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Next Steps You Can Take

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