Home Renovation Loan

Your Dream Home Within Reach

What is a Home Renovation Loan?

Got your dream home all planned out in your head? A renovation loan can help turn it into a reality!

Whether you’ve just bought a new home or are looking to improve your current one, a home renovation loan can come in handy to fund the required works.

What Can You Use A Home Renovation Loan For?

Your renovation loan can be used for expenses such as structural alterations, floor retiling, built-in cabinets and electrical works.

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Let’s look at examples of how you can put your renovation loan to good use:

  • Knocking down walls to create more living space
  • Built-in cabinets for the kitchen
  • Installing new marble flooring
  • Home wiring works
  • Painting and redecorating work
  • External works within the compound of your home such as for the roof or balcony

Why Take a Home Renovation Loan With Us?
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Affordable Interest Rates

We’re a licensed money lender in Singapore that’s here to support you on your home ownership or revamp journey. Our low-interest renovation loans will help you build the home you want without burning a hole in your pocket.

Flexible Plans Based on Your Needs

We understand that everyone has unique financial means. As the best licensed moneylender in Singapore, we offer customisable plans based on your salary and home renovation needs to give you greater loan affordability.

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Quick, Simple and Personalised Process

Getting a renovation loan with us only takes 30 minutes! Unlike at banks, we have a streamlined and fuss-free application process that allows you to get your cash fast with as little hassle as possible.

Also, all your information will be kept 100% confidential, and you’ll be assigned a dedicated loan officer who’s happy to support you throughout the whole loan process with us.

How Much Can You Borrow?

You can borrow up to six times your monthly income.

Minimum Criteria

These are the requirements for taking a renovation loan with us:

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Minimum age:

18 years old

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Minimum salary:

$1,800 for Singaporeans/PRs and foreigners

Documents We’ll Need

Singaporeans/PR

Singaporeans or PRs need to present the following:
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NRIC

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Singpass

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If renting, provide both:

  • Your tenancy agreement
  • Proof of address such as your phone bill or utility bill

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Payslips for the last three months, if available

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Bank Token

Foreigners

Foreigners need to present the following:

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S Pass / Employment Pass / Work Permit with a minimum 6-month validity

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Passport

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Residence information in the form of both:

  • Phone bill or utility bill
  • Tenancy agreement

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Payslips for the last three months, if available

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Bank Token

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Employment contract

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Staff card

3 Easy Steps to Applying for a Loan
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Apply

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Apply online

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Apply at our office

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Apply via Whatsapp

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Free Consultation and
Signing of Agreement

Consult with us at our office, present required documents and sign the loan contract

Receive Cash

Get your cash on the spot!
steps apply icon

Apply

exam icon

Apply online

office icon

Apply at our office

whatsapp icon

Apply via Whatsapp

steps free consultation icon

Free Consultation and Signing of Agreement

Consult with us at our office, present required documents and sign the loan contract

Receive Cash

Get your cash on the spot!

Next Steps You Can Take

Considering taking a loan with us?
Here are some recommended next steps.

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Apply For A Loan Now

Click Here to Apply Now.

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Contact Us

Reach us immediately via WhatsApp.

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Apply at Our Office

Simply walk in to apply! No appointments needed.

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Get Answers to your Questions

See our answers to common queries.

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