Home Renovation Loan

Your Dream Home Within Reach

Secure Your Home Renovation Loan Through Singapore’s Most Trusted Moneylender

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Borrow up to 6x your salary

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Qualify with a minimum income of SGD 1,800

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Choice of fixed or flexible payment

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Affordable interest rates

What is a Home Renovation Loan?

Got your dream home all planned out in your head? A renovation loan can help turn it into a reality!

Whether you’ve just bought a new home or are looking to improve your current one, a home renovation loan can come in handy to fund the required works.

What Can You Use A Home Renovation Loan For?

Your renovation loan can be used for expenses such as structural alterations, floor retiling, built-in cabinets and electrical works.

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Let’s look at examples of how you can put your renovation loan to good use:

  • Knocking down walls to create more living space
  • Built-in cabinets for the kitchen
  • Installing new marble flooring
  • Home wiring works
  • Painting and redecorating work
  • External works within the compound of your home such as for the roof or balcony

Why Take a Home Renovation Loan With Us?
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Affordable Interest Rates

We’re a licensed money lender in Singapore that’s here to support you on your home ownership or revamp journey. Our low-interest renovation loans will help you build the home you want without burning a hole in your pocket.

Flexible Plans Based on Your Needs

We understand that everyone has unique financial means. As the best licensed moneylender in Singapore, we offer customisable plans based on your salary and home renovation needs to give you greater loan affordability.

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Quick, Simple and Personalised Process

Getting a renovation loan with us only takes 30 minutes! Unlike at banks, we have a streamlined and fuss-free application process that allows you to get your cash fast with as little hassle as possible.

Also, all your information will be kept 100% confidential, and you’ll be assigned a dedicated loan officer who’s happy to support you throughout the whole loan process with us.

We’re Ready to Support Your Financial Needs

30-minute

loan approvals

6X

your monthly salary

No guarantor

required

Cash

disbursed on the spot

Licensed

by Registry of Moneylenders

We’re Ready to Support Your Financial Needs
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30-minute loan approvals

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6X your montly salary

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No guarantor required

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Cash disbursed on the spot

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Licensed by Registry of Moneylenders

How Much Can You Borrow?

You can borrow up to six times your monthly income.

Minimum Criteria

These are the requirements for taking a renovation loan with us:

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Minimum age:

18 years old

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Minimum salary:

$1,800 for Singaporeans/PRs and foreigners

Documents We’ll Need

Singaporeans/PR

Singaporeans or PRs need to present the following:
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NRIC

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Singpass

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If renting, provide both:

  • Your tenancy agreement
  • Proof of address such as your phone bill or utility bill

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Payslips for the last three months, if available

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Bank Token

Foreigners

Foreigners need to present the following:

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S Pass / Employment Pass / Work Permit with a minimum 6-month validity

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Passport

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Residence information in the form of both:

  • Phone bill or utility bill
  • Tenancy agreement

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Payslips for the last three months, if available

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Bank Token

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Employment contract

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Staff card

3 Easy Steps to Applying for a Loan

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Apply

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Apply online

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Apply at our office

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Apply via Whatsapp

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Free Consultation and
Signing of Agreement

Consult with us at our office, present required documents and sign the loan contract

Receive Cash

Get your cash on the spot with trusted & registered money lender in Singapore!

steps apply icon

Apply

exam icon

Apply online

office icon

Apply at our office

whatsapp icon

Apply via Whatsapp

steps free consultation icon

Free Consultation and Signing of Agreement

Consult with us at our office, present required documents and sign the loan contract

Receive Cash

Get your cash on the spot!
Hear From Our Happy Borrowers

4.8

5/5

Google Reviews

5/5

Excellent service

We are happy and very satisfied with their services. We have been with them for 5 years. The staffs are pleasant, very helpful to advise and help us.

Tng Pei Eng
5/5

Good Service

Borrowed from several moneylenders before but this one was probably the best! Fast response to my questions via their whatsapp always and good service

Emily Toh
5/5

Highly Recommended!

First time borrowing money from a moneylender, was a simple process and repayments are surprisingly affordable! Will come back again if need other funding in the future, highly recommend!

Kimberly Lim
5/5

Thanks for helping me!

Very good service. I have been with them for many years and they always provide me professional advices. thank you for your help whenever i need money to settle urgent bills. will definitely come back again.

Yau Soon Tin
FAQ About Home Renovation Loan

The answer may surprise you. In most cases, it takes just 30 minutes for a loan application to be processed and approved at QuickLoan Pte Ltd. So, if you’re ready to start your renovation project, there’s no need to wait – you can get started right away. Of course, every home renovation is different, so it’s always best to speak with your loan advisor to get tailored advice for your situation. But in general, you can expect a quick and easy approval process when you apply for a renovation loan with licensed moneylenders in Singapore.

If you’re planning to renovate your home in Singapore, you may be wondering how much renovation loan you will be able to get. The amount you’re eligible to borrow will depend on several factors, including your income and existing debts. As a general guideline, licensed moneylenders in Singapore are only able to borrow you up to six times of your monthly salary. So, if you earn a monthly income of S$4,000, you could potentially borrow up to S$24,000 for your renovation project. This amount can be on top of what you have already borrowed from other banks and financial institutions.

If you are planning to renovate your home in Singapore, you may be considering taking out a loan to help cover the cost of the project. When it comes to choosing a loan, there are a few requirements that you’ll need to meet in order to be eligible for a loan, including being at least 18 years old and have a regular source of income. Besides, you will need to make sure that you choose a trusted and reliable licensed moneylender in Singapore. A list of all the licensed moneylenders in Singapore can be found here.

Yes! Licensed moneylenders like QuickLoan Pte Ltd are able to lend you a home renovation loan on top of your existing home loan with the banks. A renovation loan in Singapore is a personal loan that can be used to finance renovation or home improvement projects. It can be used to pay for structural alterations, floor retiling, painting, and the purchase of new furniture and appliances. Renovation loans are available from licensed moneylenders in Singapore, and they typically have competitive interest rates and flexible repayment terms. Renovation loans can be a good option for borrowers who want to improve their property but do not have the upfront cash to pay for the renovations.

You can explore getting a loan from a moneylender in Singapore. In general, moneylenders can lend up to six times the borrower’s monthly income. They are also able to lend you money on top of your existing bank loans. This can be helpful in getting the funds you need to complete your home renovations.

Keep in mind that you should always borrow only what you can afford to repay. Make sure you are aware of all associated interest rates and fees before signing any contracts. By doing so, you can ensure that you receive the most favourable terms for your needs.

Explore Our Financial Guides

Stay savvy with our collection of loan and lifestyle tips.

Next Steps You Can Take

Considering taking a loan with us?
Here are some recommended next steps.

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Apply For A Loan Now

Submit your online application Now.

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Contact Us

Reach us immediately via WhatsApp

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Apply at Our Office

Simply walk in to apply! No appointments needed.

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Get Answers to your Questions

See our answers to common queries.