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Home Renovation Loan Singapore

Your Dream Home Within Reach

Secure Your Renovation Loan
Through Singapore’s Most Trusted Money Lender


Speed up your application with MyInfo

Have your personal details filled in automatically.

This also helps us to approve your loan more quickly!

What is a Home Renovation Loan?

Got your dream home all planned out in your head? A renovation loan can help turn it into a reality!

Whether you’ve just bought a new home or are looking to improve your current one, a home renovation loan can come in handy to fund the required works.

What Can a Home Renovation Loan Cover?

Home renovation loans cover expenses such as structural alterations, floor retiling, built-in cabinets, and electrical works. Here are some smart ways of how you can effectively use your renovation loan:

Let’s look at examples of how you can put your home renovation loan to good use:

  • Kitchen renovation: Revamp your kitchen with sleek countertops and smart storage. Replace old appliances with modern, energy-efficient models. Upgrade to modern, functional sinks and faucets. A stylish renovation enhances daily life and efficiency.
  • Toilet renovation: Transform your bathroom into a personal oasis with a modern renovation. Enjoy sleek fixtures and smart technology like rain showers or automatic toilets. A well-planned update boosts home value and adds everyday luxury.
  • Home wiring works: Update old or inadequate wiring to ensure your home’s electrical system can handle modern appliances and technology safely.
  • Painting and wallpaper: Refresh your space with a painting and wallpaper renovation. Modern colors and patterns can completely transform a room, adding style and personality. Whether you prefer a bold accent wall, elegant wallpaper, or a fresh coat of paint, these updates breathe new life into your home. A well-executed renovation enhances ambiance and reflects your personal taste. 
  • External works within the compound of your home, such as for the roof or balcony, ensure your roof is in good condition, protect it from weather-related damage, and improve its energy efficiency.

How to Get a Renovation Loan?

Here are a few things you need to know to get a home renovation loan in Singapore​

  • Decide How Much You Need: Know your project's total cost since the loan is a fixed lump sum. Ask your interior designers or renovation contractors for quotations to get an overview of your total renovation costs beforehand. Planning ahead helps you get the right amount to cover your renovation.
  • Apply with MyInfo: Fill out an online application at your convenience with our Singpass MyInfo form. Get approved quickly, with funds available on the same day. Fast and easy application means you can get started your renovation soon. Alternatively, you can also walk into our store to do in-person filling of the application form. 
  • Arrange an Appointment: If you’re eligible for a loan, we will invite you down to our store for loan application and disbursement. In Singapore, face-to face verification is needed for licensed moneylenders to disburse a loan to you. Please arrange a suitable timing to visit us for loan assessment. Kindly prepare 30 to 45 minutes for the loan application process. 
  • Prepare Your Documents: Our customer service staff will brief you on the documents to prepare after setting an appointment for you. Please make sure to prepare and bring all the required documents before heading down to our store. Some of the documents you might be required to bring along are listed in the Documents We’ll Need section below. 

Why Take a Home Renovation Loan With Us?

Affordable Interest Rates

We’re a licensed money lender in Singapore that’s here to support you on your home ownership or revamp journey. Our low-interest renovation loans will help you build the home you want without burning a hole in your pocket.

Flexible Plans Based on Your Needs

We understand that everyone has unique financial means. As the best licensed moneylender in Singapore, we offer customisable plans based on your salary and home renovation needs to give you greater loan affordability.

instant cash loan in 1 hour

Quick, Simple and Personalised Process

Getting a renovation loan with us only takes 30 minutes! Unlike at banks, we have a streamlined and fuss-free application process that allows you to get your cash fast with as little hassle as possible.
Every loan taken with us comes with a free consultation to discuss your financial needs and help you find the best loan options. Our experienced team will guide you through the process and answer any questions you may have.

instant cash loan in 1 hour

Best Services Guaranteed

We take pride in our fast and simple loan application process with professional and friendly customer service staff. With over 10 years of experience, we have earned the trust of more than 20,000 customers and are rated 4.9/5 for satisfaction.
Also, all your information will be kept 100% confidential, and you’ll be assigned a dedicated loan officer who’s happy to support you throughout the whole loan process with us.

We’re Ready to Support Your Financial Needs


loan approvals


your monthly salary

No guarantor



disbursed on the spot


by Registry of Moneylenders

We’re Ready to Support Your Financial Needs

30-minute loan approvals

6X your montly salary

No guarantor required

Cash disbursed on the spot

Licensed by Registry of Moneylenders

How Much Can You Borrow?

You can borrow up to six times your monthly income.

Minimum Criteria

These are the requirements for taking a renovation loan with us:

Minimum age:

18 years old

Minimum salary:

$1,800 for Singaporeans/PRs and foreigners

Documents We’ll Need


Singaporeans or PRs need to present the following:



If renting, provide both:

  • Your tenancy agreement
  • Proof of address such as your phone bill or utility bill

Payslips for the last three months, if available

Bank Token


Foreigners need to present the following:

S Pass / Employment Pass / Work Permit with a minimum 6-month validity


Residence information in the form of both:

  • Phone bill or utility bill
  • Tenancy agreement

Payslips for the last three months, if available

Bank Token

Employment contract

Staff card

3 Easy Steps to Applying for a Loan


Apply online

Apply at our office

Apply via Whatsapp

Free Consultation and
Signing of Agreement

Consult with us at our office, present required documents and sign the loan contract

Receive Cash

Get your cash on the spot with trusted & licensed money lender Singapore!


Apply online

Apply at our office

Apply via Whatsapp

Free Consultation and Signing of Agreement

Consult with us at our office, present required documents and sign the loan contract

Receive Cash

Get your cash on the spot!
Hear From Our Happy Borrowers



Google Reviews


Excellent service

We are happy and very satisfied with their services. We have been with them for 5 years. The staffs are pleasant, very helpful to advise and help us.

Tng Pei Eng

Good Service

Borrowed from several money lenders before but this one was probably the best! Fast response to my questions via their whatsapp always and good service

Emily Toh

Highly Recommended!

First time borrowing money from a moneylender, was a simple process and repayments are surprisingly affordable! Will come back again if need other funding in the future, highly recommend!

Kimberly Lim

Thanks for helping me!

Very good service. I have been with them for many years and they always provide me professional advices. thank you for your help whenever i need money to settle urgent bills. will definitely come back again.

Yau Soon Tin
FAQ About Home Renovation Loan

You can obtain your home renovation loan funds at Quick Loan in just 30 minutes. 


Unlike most banks, our quick loans all involve a convenient application process. You can apply online, through WhatsApp or walk into our office at your convenience. 


All your personal information will be kept confidential, and a dedicated loan officer will be assigned to guide you through your loan process.  


We’ll evaluate your application and invite you to a consultation at our office, where you’ll present the required documents. If your loan application is successful, you can sign your contract and get your funds on the spot. 


With such a speedy approval time period, you can get started on renovating your house right away!

We provide flexible loan amounts and terms to suit your specific needs, whether you require a smaller loan for minor upgrades or a larger amount for extensive renovations. To get a personalized rate quote and explore the best options for your renovation project, please feel free to call or Whatsapp us.

Our friendly staff will work with you to find the most suitable rate and loan terms, ensuring your home renovation remains affordable and within your budget.

No, a guarantor is not required for your home renovation loan.

Our goal is to simplify the loan process, allowing you to secure the necessary funds quickly and without the need for additional guarantors.

By eliminating the need for a guarantor, we also respect your privacy and independence, as you won’t need to involve friends or family members in your financial arrangements.

If you intend to apply for a home renovation loan, it’s essential to budget your renovation plans according to the loan amount you might be eligible for. 


Your house renovation loan limit will depend on a few factors. Firstly, we’ll take into account your current income and credit situation. This is to determine whether you can commit to the monthly repayments on your home renovation loan. 


As a licensed moneylender in Singapore, we are able to lend you up to six times the value of your monthly s