Home Renovation Loan

You can obtain your home renovation loan funds at Quick Loan in just 30 minutes. 

Unlike most banks, our quick loans all involve a convenient application process. You can apply online, through WhatsApp or walk into our office at your convenience. 

All your personal information will be kept confidential, and a dedicated loan officer will be assigned to guide you through your loan process.  

We’ll evaluate your application and invite you to a consultation at our office, where you’ll present the required documents. If your loan application is successful, you can sign your contract and get your funds on the spot. 

With such a speedy approval time period, you can get started on renovating your house right away!

If you intend to apply for a home renovation loan, it’s essential to budget your renovation plans according to the loan amount you might be eligible for. 

Your house renovation loan limit will depend on a few factors. Firstly, we’ll take into account your current income and credit situation. This is to determine whether you can commit to the monthly repayments on your home renovation loan. 

As a licensed moneylender in Singapore, we are able to lend you up to six times the value of your monthly salary. For example, a monthly income of SGD4,000 can potentially grant you up to SGD24,000 in funds to finance your renovations. 

If you plan to invest in property instead, you can consider applying for our investment loan service.

To take out a home renovation loan with a licensed moneylender in Singapore, you must fulfil the lender’s requirements. 

At Quick Loan, your eligibility depends on several factors. You must be at least 18 years of age and earn a minimum monthy income of SGD1,800. 

If you’re a Singaporean or PR, you must present your NRIC, SingPass, proof of residency, bank token and payslips. 

Foreign applicants should supply us with a valid work permit, Employment Pass or S Pass. We’ll also require your passport, payslips, bank token, proof of residency, employment contract and staff card. 

The same loan criteria allows you to apply for other big-ticket item loans we offer, such as a medical bills loan and an education loan.

Yes—your home renovation loan won’t affect your current home loan with a bank. 

Many licensed moneylenders in Singapore offer home renovation loans to fund improvement projects for your property. This may be more favourable than refinancing or mortgaging your property to acquire the necessary funds. 

At Quick Loan, we provide home renovation loans with competitive interest rates and flexible repayment options.

You can use a renovation loan to fund various home improvement projects. These include painting and redecorating, structural alterations, wiring and installing built-in furniture. Other home improvement projects may include buying new furniture, kitchen renovation, adding new marble flooring and revamping your roof or balcony area.

A home renovation loan from a licensed moneylender in Singapore can give you the required funds to complete your home improvement projects. 

Quick Loan offers a maximum loan amount of up to six times your monthly income, with no guarantor required. You can access your home renovation loan funds in just 30 minutes. 

We recommend that you carefully plan your renovation to ensure that you can commit to the repayments in addition to your other financial obligations, including any existing home loans. 

Only sign your contract once you fully understand and are happy with the interest rates and terms. 

Talk to our team to learn more about how to make the best of your home renovation loan.