Licensed Money Lender Personal Loan Clarke Quay

This historical riverside hub is named after Sir Andrew Clarke, governor of the Straits Settlements in the 19th century. Clarke Quay was a vital commercial dock in colonial times, evidenced by the many warehouses and shophouses that still stand along the river.

Today, Clarke Quay is a vibrant heritage and commercial district famous for its scenic Singapore River Cruise. While you’re here, take in the vibrant nightlife at Zouk Singapore and various bars, cafes and restaurants.

From Clarke Quay, you can also stroll across the Cavanagh Bridge, Singapore’s only suspension bridge that connects the civil and commercial districts. Thrill seekers can experience the G-Max Reverse Bungy, where riders are tossed into the air at speeds up to 200 km/h.

There are also several iconic heritage sites you can visit here, including the former Old Hill Street Police Station building and the Civil Defense Heritage Gallery. The gallery showcases the history of firefighters in Singapore, while the police station is a landmark of neoclassical-style architecture on the island.

If you’re looking for convenient loan services while in Clarke Quay, simply make the short journey to the Quick Loan office on Anson Road.

Board the MRT from City Hall station and alight at Tanjong Pagar station, where the Quick Loan office is a short walk away. Our team is ready to assist with our range of affordable and fuss-free loans.

Investing in Singapore: Understanding the Basics

Some may perceive investing to be a decision that involves too much risk. However, if done wisely, investing can be an effective way to grow your wealth and support your financial security.

Here’s a brief guide to the basics of investing in Singapore.

What is Investment?

Investment refers to putting money towards a project, asset or company with the expectation of gaining a profit from it in future. When you invest your money, you expect that amount to grow over time. Unlike savings, there is a particular risk associated with investing—the chance that your investment might not go well and result in you losing money. Remember that risk and return is an essential part of the investing journey. Typically, higher-risk investments are predicted to yield higher returns.

Types of Investments

Here are a few types of investments you can make in Singapore:

1. Stocks

Also known as shares, stocks represent a portion of ownership within a company. You can buy and sell shares from listed companies on the stock exchange.

2. Real Estate Investment Trusts (REITs)

A REIT is a professionally managed fund where hundreds or thousands of investors’ funds are collected and invested in property.

This can involve the development of new commercial property or buying and renting out existing properties.

3. Bonds

A bond is a form of debt obligation that a corporate or government entity owes to its investors.

Individuals can purchase an entity’s bond and receive the face value of that bond at a later date. The investor will also receive interest payments at intervals until the bond matures.

Singapore Savings Bond (SSB) is an example of a low-risk bond that individuals can choose to invest in.

4. Exchange-Traded Funds (ETFs)

Rather than buying individual stocks, ETFs allow you to purchase a selection of different commodities across industries. This approach helps you diversify your portfolio.

5. CPF Investment Scheme (CPFIS)

CPFIS allows you to invest a portion of your CPF money in shares, bonds, insurance products, funds and more. When you turn 55, you can withdraw your investment returns along with your CPF monies.

6. Supplementary Retirement Scheme (SRS)

Similarly, you can use part of your SRS funds to invest in stocks, bonds, unit trusts, specific insurance products, fixed deposits and Singapore Savings Bonds. This helps you bolster your retirement funds.

Consider Your Investment Approach

Here are some investment methods you can explore:

Active vs Passive Investing

• Active investors try to outperform the market by buying and selling frequently, based on insights from research, analytics and timing.
• Passive investors believe in minimising buying and selling, holding on to their investments for the long term and building wealth gradually.

Growth vs Value Investing

• Growth investments prioritise companies that are projected to experience high earning periods.
• Value investments focus on companies that are perceived to be undervalued in the market.

When investing, you can do it on your own or engage the services of a financial advisor, broker or consultant. You can also employ a robo-advisor platform to help manage your investments.

What to Consider Before You Start Investing

Build an Emergency Fund

Your emergency fund should ideally cover 3 to 6 months of living expenses. This will act as a financial safety net, allowing you to cover urgent or unexpected costs without dipping into your investment funds.

Evaluate Your Risk Appetite

Risk appetite is your willingness to tolerate potential losses and market instabilities. The three major categories of risk appetite are:

• High-risk: Ready to lose money in exchange for greater returns
• Moderate-risk: Will accept short-term losses for long-term returns
• Low-risk: Will tolerate minimal risk and accept smaller returns with greater stability

It’s vital to assess your risk appetite in order to make investment decisions that align with your goals.

Tips for Making Sound Investments

• Set clear long-term and short-term financial goals—be aware of how your investments play a part in these plans.
• Be objective about your risk tolerance and comfort level with potential loss or volatile markets.
• Stay educated about financial markets, economic trends and your own investment portfolio.
• Always thoroughly research your investment options and avoid making decisions out of anxiety or fear of missing out.
• Regularly review and rebalance your investment portfolio.

If you’re a beginner investor looking for funds to help you seize a promising new opportunity, consider taking an investment loan from Quick Loan.

With our speedy approval process and flexible repayment plans, you’ll have the funds to capitalise on investment opportunities in just 30 minutes.

Quick Loan: Reliable Licensed Moneylender Easily Accessible From Clarke Quay

As Singapore’s best licensed moneylender, Quick Loan is dedicated to providing accessible financial support to citizens, PRs and foreigners nationwide.

Easily accessible from Clarke Quay by train, bus or taxi, we welcome walk-in visitors seeking assistance with their financial concerns. Quick Loan offers a selection of flexible and cost-effective loan plans that can be tailored to suit your situation best.

Furthermore, our loan application process is quick and easy. You can opt for our online submission system or visit the Quick Loan office.

Count on Us for Accessible and Reliable Loan Services

• Conveniently accessible from Clarke Quay
• Loans are customisable according to your unique needs
• Enjoy affordable interest rates and flexible repayment plans for all loans
• Join the ranks of over 20,000 satisfied clients who have chosen Quick Loan

Important Reminders for Borrowers

• Personal borrowers can only apply for loans up to 6x their monthly income
• Business loans are only available to companies incorporated in Singapore

Apply for a Loan From Clarke Quay

Interested in applying for a loan with us? With our streamlined application process, you can get your funds in as fast as 30 minutes.