SME Loan
Get the Financial Boost You Need
Secure Your SME Loan Through Singapore’s Most Trusted Moneylender

100% confidentiality guaranteed

Supported by a dedicated loan officer

Flexible repayment plan

Low interest rates
What is an SME Loan?
An SME loan is a business loan that you can take to fund a wide spectrum of your SME’s financial needs. This can range from cash for operational expenses, to funds that will help your SME tide over a challenging period such as in a recession.
If you’ve already taken a business loan from a bank but require additional funds, we’re a licensed money lender in Singapore that’s ready to provide you more funding through an SME loan.
What Can an SME Loan be Used for?

Here are some ways in which an SME loan can help your business:
- Fund day-to-day expenses such as rent and payroll
- Purchase property and equipment
- Upgrade to bigger premises
- Hire more staff
- Launch new products or services
- Seize business opportunities

Quick, Fuss-Free and Personalised
With us, getting the funds you need takes only 1-2 working days. Unlike at banks, we’ve designed a hassle-free application process that lets you get the cash you need quickly with minimal fuss.
All your information will be kept 100% confidential, and you’ll be assigned a dedicated loan officer who’s always ready to support you throughout the whole SME loan process with us.

Flexible and Affordable
As the best licensed moneylender in Singapore, we offer flexible repayment plans to accommodate the unique needs and circumstances of your SME. Combined with our low interest rates, you’ll get to enjoy greater peace of mind and focus on putting your SME loan to work.
Cash
disbursed on the spot
100%
confidentiality
No guarantor
required
Low
interest rates
Flexible
repayment plans

Cash disbursed on the spot

100% confidentiality

No guarantor required

Low interest rates

Flexible repayment plans
Minimum Criteria
Here are the requirements for taking an SME loan with us:
- Minimum 1 year of operations
- Business is incorporated in Singapore
- Applicant must be the managing director

Singpass

All corporate bank account statements for the past 6 months

Director’s NRIC and passport copies

Director’s CBS report

Company’s latest financial statement

Other required documents where necessary
3 Easy Steps to Applying for a Loan

Free Consultation and Signing of Agreement

Receive Cash
4.9
Google Reviews
Excellent service
We are happy and very satisfied with their services. We have been with them for 5 years. The staffs are pleasant, very helpful to advise and help us.
Good Service
Borrowed from several money lenders before but this one was probably the best! Fast response to my questions via their whatsapp always and good service
Highly Recommended!
First time borrowing money from a moneylender, was a simple process and repayments are surprisingly affordable! Will come back again if need other funding in the future, highly recommend!
Thanks for helping me!
Very good service. I have been with them for many years and they always provide me professional advices. thank you for your help whenever i need money to settle urgent bills. will definitely come back again.
A SME loan is a type of financing specifically for small and medium enterprises (SMEs) in Singapore in order to help them finance their operations or expand their businesses. Licensed moneylenders in Singapore can lend you a collateral-free loan that can be used for various purposes such as working capital, expansion, or renovation. In order to qualify for a SME Loan, the business must be registered with the Accounting and Corporate Regulatory Authority (ACRA) and have been incorporated for at least 1 year. We offer a fast, simple and personalised process with flexible repayment plans based on your financial needs. To find out more, you can apply online here today!
The amount of working capital a small business needs will vary depending on the size and nature of the business, but most businesses will need at least some level of funding to cover expenses such as rent, salaries, and inventory. As a licensed moneylender in Singapore, we can provide small businesses with the loans needed to cover these costs and keep their businesses running smoothly. In addition, we can help small businesses access additional funds whenever needed, such as for expansions or unexpected costs.
Licensed moneylenders in Singapore typically offer an interest rate of 1-4% per month for SME working capital loans. This means that for every S$100 you borrow, you will need to pay back S$104 at the end of the month. This is a relatively fast loan as a licensed moneylenders are able to disburse the funds within a few days. We are also able to offer flexible repayment plans based on your financial needs. If you are looking for a fast loan with a low interest rate, then a working capital loan from a licensed moneylender may be a good option for you.
There are a few things that licensed moneylenders in Singapore will take into account when considering an SME loan application. The company must have been in operation for at least 1 year, and it must be incorporated in Singapore. The loan amount will also be determined based on the company’s financial needs and its ability to repay the loan. As long as these criteria are met, the licensed moneylender in Singapore will be able to provide SME loans with competitive interest rates and flexible repayment terms.
The SME loan interest rate in Singapore varies depending on the moneylender that you choose. Generally, licensed moneylenders are able to offer more flexible repayment plans with faster loan approval than banks. You can compare multiple money lenders to find the best loan package for your business needs. It is important to remember that the lowest interest rate is not always the best option, as some moneylenders may have hidden fees or less favourable repayment terms. If you’re looking for a quick SME loan in Singapore, contact us for a free consultation today!
Stay savvy with our collection of loan and lifestyle tips.

4 Ways How COVID-19 Has Impacted Businesses & The Economy
The last time the world experienced such a significant economic downturn like the current COVID-19 period was almost a century ago in the 1930s during the Great

5 Home Improvement Projects That Won’t Break The Bank
Home is where the heart is. It is where you desire to be at the end of the day, and where you can feel relaxed

Myths vs Facts About Moneylenders in Singapore
There are many falsehoods regarding legal moneylenders in Singapore. We’ve put together an article to clear things up. Read on to find out! Myths vs
Credit Score Guide Singapore – Everything You Need to Know
Last-Minute Maximum Tax Reliefs for Singaporeans & Foreigners
3 Ways to get a loan for Christmas Shopping 2022
Your Guide to Borrowing From Licensed Money Lenders in Singapore
5 Things You Must Know Before Applying for a Renovation Loan
An Easy Guide to Take Loans From Legal Money Lender in Singapore
Personal Loans Guide Singapore
Emergency Loans Guide Singapore
Reasons Why Your Business Loan Application May Get Rejected
Home Renovation Guide Singapore
In need of money? Here's How You Can Apply for Personal Loans
Does Borrowing Money From A Licensed Moneylender In Singapore Affect Your Credit Score?
Top 5 Ways To Collect More Air Miles With Your Credit Card In Singapore
Your Complete Guide To Payday Loans In Singapore
Myths vs Facts About Moneylenders in Singapore
What Costs to Account For Your HDB BTO February 2022
Banks, Private Moneylenders & More: Where to Borrow Money in Singapore
How To Identify A Legal Money Lender From An Unlicensed One
City Hall Licensed Moneylender
Downtown Licensed Moneylender
Next Steps You Can Take
Considering taking a loan with us?
Here are some recommended next steps.

Apply For A Loan Now
Submit your online application Now.

Contact Us
Reach us immediately via WhatsApp

Apply at Our Office
Simply walk in to apply! No appointments needed.

Get Answers to your Questions
See our answers to common queries.