SME Loan

Get the Financial Boost You Need

Secure Your SME Loan Through Singapore’s Most Trusted Moneylender

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100% confidentiality guaranteed

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Supported by a dedicated loan officer

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Flexible repayment plan

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Low interest rates

What is an SME Loan?

An SME loan is a business loan that you can take to fund a wide spectrum of your SME’s financial needs. This can range from cash for operational expenses, to funds that will help your SME tide over a challenging period such as in a recession.

If you’ve already taken a business loan from a bank but require additional funds, we’re a licensed money lender in Singapore that’s ready to provide you more funding through an SME loan.

What Can an SME Loan be Used for?

SME Illustration

Here are some ways in which an SME loan can help your business:

  • Fund day-to-day expenses such as rent and payroll
  • Purchase property and equipment
  • Upgrade to bigger premises
  • Hire more staff
  • Launch new products or services
  • Seize business opportunities

Why Take an SME Loan From Us?
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Quick, Fuss-Free and Personalised

With us, getting the funds you need takes only 1-2 working days. Unlike at banks, we’ve designed a hassle-free application process that lets you get the cash you need quickly with minimal fuss.

All your information will be kept 100% confidential, and you’ll be assigned a dedicated loan officer who’s always ready to support you throughout the whole SME loan process with us.

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Flexible and Affordable

As the best licensed moneylender in Singapore, we offer flexible repayment plans to accommodate the unique needs and circumstances of your SME. Combined with our low interest rates, you’ll get to enjoy greater peace of mind and focus on putting your SME loan to work.

We’re Ready to Support Your Financial Needs

Cash

disbursed on the spot

100%

confidentiality

No guarantor

required

Low

interest rates

Flexible

repayment plans

We’re Ready to Support Your Financial Needs
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Cash disbursed on the spot

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100% confidentiality

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No guarantor required

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Low interest rates

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Flexible repayment plans

Minimum Criteria

Here are the requirements for taking an SME loan with us:

  • Minimum 1 year of operations
  • Business is incorporated in Singapore
  • Applicant must be the managing director

Documents We’ll Need
Here what we’ll need for when you apply for an SME loan with us:
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Singpass

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All corporate bank account statements for the past 6 months

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Director’s NRIC and passport copies

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Director’s CBS report

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Company’s latest financial statement

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Other required documents where necessary

3 Easy Steps to Applying for a Loan

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Apply

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Apply online

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Apply at our office

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Apply via Whatsapp

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Free Consultation and
Signing of Agreement

Consult with us at our office, present required documents and sign the loan contract

Receive Cash

Get your cash on the spot with trusted & registered money lender in Singapore!

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Apply

exam icon

Apply online

office icon

Apply at our office

whatsapp icon

Apply via Whatsapp

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Free Consultation and Signing of Agreement

Consult with us at our office, present required documents and sign the loan contract

Receive Cash

Get your cash on the spot!
Hear From Our Happy Borrowers

4.8

5/5

Google Reviews

5/5

Excellent service

We are happy and very satisfied with their services. We have been with them for 5 years. The staffs are pleasant, very helpful to advise and help us.

Tng Pei Eng
5/5

Good Service

Borrowed from several moneylenders before but this one was probably the best! Fast response to my questions via their whatsapp always and good service

Emily Toh
5/5

Highly Recommended!

First time borrowing money from a moneylender, was a simple process and repayments are surprisingly affordable! Will come back again if need other funding in the future, highly recommend!

Kimberly Lim
5/5

Thanks for helping me!

Very good service. I have been with them for many years and they always provide me professional advices. thank you for your help whenever i need money to settle urgent bills. will definitely come back again.

Yau Soon Tin
FAQ About SME Loan

A SME loan is a type of financing specifically for small and medium enterprises (SMEs) in Singapore in order to help them finance their operations or expand their businesses. Licensed moneylenders in Singapore can lend you a collateral-free loan that can be used for various purposes such as working capital, expansion, or renovation. In order to qualify for a SME Loan, the business must be registered with the Accounting and Corporate Regulatory Authority (ACRA) and have been incorporated for at least 1 year. We offer a fast, simple and personalised process with flexible repayment plans based on your financial needs. To find out more, you can apply online here today!

The amount of working capital a small business needs will vary depending on the size and nature of the business, but most businesses will need at least some level of funding to cover expenses such as rent, salaries, and inventory. As a licensed moneylender in Singapore, we can provide small businesses with the loans needed to cover these costs and keep their businesses running smoothly. In addition, we can help small businesses access additional funds whenever needed, such as for expansions or unexpected costs.

Licensed moneylenders in Singapore typically offer an interest rate of 1-4% per month for SME working capital loans. This means that for every S$100 you borrow, you will need to pay back S$104 at the end of the month. This is a relatively fast loan as a licensed moneylenders are able to disburse the funds within a few days. We are also able to offer flexible repayment plans based on your financial needs. If you are looking for a fast loan with a low interest rate, then a working capital loan from a licensed moneylender may be a good option for you.

There are a few things that licensed moneylenders in Singapore will take into account when considering an SME loan application. The company must have been in operation for at least 1 year, and it must be incorporated in Singapore. The loan amount will also be determined based on the company’s financial needs and its ability to repay the loan. As long as these criteria are met, the licensed moneylender in Singapore will be able to provide SME loans with competitive interest rates and flexible repayment terms.

The SME loan interest rate in Singapore varies depending on the moneylender that you choose. Generally, licensed moneylenders are able to offer more flexible repayment plans with faster loan approval than banks. You can compare multiple money lenders to find the best loan package for your business needs. It is important to remember that the lowest interest rate is not always the best option, as some moneylenders may have hidden fees or less favourable repayment terms. If you’re looking for a quick SME loan in Singapore, contact us for a free consultation today!

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Next Steps You Can Take

Considering taking a loan with us?
Here are some recommended next steps.

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Apply For A Loan Now

Submit your online application Now.

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Contact Us

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Apply at Our Office

Simply walk in to apply! No appointments needed.

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Get Answers to your Questions

See our answers to common queries.