Credit Card Consolidation Loan

Mengawal Hutang Kad Kredit Anda

Secure Your Credit Card Consolidation Loan Through Singapore’s Most Trusted Moneylender

Borrow up to 6x your salary

Qualify with a minimum income of SGD 1,800

Choice of fixed or flexible payment

Affordable interest rates

Apakah itu Pinjaman Penyatuan Hutang Kad Kredit?

Pinjaman Penyatuan Kad Kredit adalah sejenis pinjaman yang mengabungkan semua hutang kad kredit anda menjadi satu sahaja, dengan kadar faedah yang lebih rendah.

Jika anda mempunyai pelbagai hutang kad kredit , pinjaman penyatuan hutang kad kredit dapat mengendali bayaran anda kerana anda hanya berfocus untuk membuat bayaran kepada satu penyatuan pinjaman sahaja.

Mengapakah anda perlu melakukan penyatuan hutang dengan kami?

Bayaran balik yang fleksible dan berpatutan

Selain daripada penyatuan semua hutang kad kredit anda, anda akan mendapat satu pelan bayaran balik yang berpatutan kerana kami akan merancang pelan dengan berdasarkan gaji dan situasi anda. Selain itu, kadar faedah kami yang rendah dapat melonggarkan bayaran balik anda.

Proses yang cepat dan mudah

Sebagai pemberi pinjaman berlesen yang terbaik di Singapore, anda hanya memerlukan masa 30 minit sahaja untuk mendapat pinjaman penyatuan hutang kad kredit dengan kami. Tidak seperti bank, proses aplikasi kami yang lancar akan memudahkan anda untuk mendapat pinjaman penyatuan hutang kad karedit dengan segera tanpa kelecehan.

We’re Ready to Support Your Financial Needs

30-minute

loan approvals

6X

your monthly salary

No guarantor

required

Cash

disbursed on the spot

Berlesen

by Registry of Moneylenders

We’re Ready to Support Your Financial Needs

30-minute loan approvals

6X your montly salary

No guarantor required

Cash disbursed on the spot

Berlesen by Registry of Moneylenders

Kriteria minimum

Sebagai pemberi pinjaman berlesen yang terbaik di Singapore, syarat-syarat untuk memohon pinjaman penyatuan hutang kad karedit dengan kami amat mudah, iaitu :

Minimum umur :

18 tahun

Minimum gaji :

$1800 untuk warganegara Singapore/penduduk tetap (PR) dan warganegara asing

Dokumen yang diperlukan

Warganegara Singapore/penduduk tetap (PR)

Warganegara Singapore/penduduk tetap (PR) sila menyediakan dokumen seperti berikut :

NRIC

Singpass

Sekiranya anda sedang bersewa, sila sediakan:

  • Perjanjian penyewaan
  • Bukti alamat seperti bil telefon atau bil utiliti

Slip gaji untuk tiga bulan terkini, jika ada

Token bank

Warganegara asing

Warganegara asing sila menyediakan dokumen seperti berikut :

Pas bekerja yang sah – minimum 6 bulan sebelum pas tamat (S Pas / E Pas / Permit bekerja)

Passport

Maklumat tempat tinggal termasuk :

  • Bil telefon atau bil utility
  • Perjanjian penyewaan

Slip gaji untuk tiga bulan terkini, jika ada

Token bank

Kontrak pekerjaan

Kad kakitangan

3 langkah yang mudah untuk memohon pinjaman

Memohon

Memohon online

Memohon di pejabat kami

Memohon melalui Whatsapp

Menerima nasihat daripada pakar secara percuma dan menandatangani perjanjian pinjaman.

Menerima nasihat di pejabat kami, membentang dokumen yang diperlukan dan menandatangani perjanjian pinjaman

Terima Wang Tunai

Get your cash on the spot with trusted & licensed money lender in Singapore!

Memohon

Memohon online

Memohon di pejabat kami

Memohon melalui Whatsapp

Menerima nasihat daripada pakar secara percuma dan menandatangani perjanjian pinjaman.

Menerima nasihat di pejabat kami, membentang dokumen yang diperlukan dan menandatangani perjanjian pinjaman

Terima Wang Tunai

Dapatkan wang tunai anda dengan segera!
Hear From Our Komen baik yang diberi oleh peminjam

4.9

5/5

Perkhidmatan yang baik

5/5

Excellent service

We are happy and very satisfied with their services. We have been with them for 5 years. The staffs are pleasant, very helpful to advise and help us.

Tng Pei Eng
5/5

Good Service

Borrowed from several moneylenders before but this one was probably the best! Fast response to my questions via their whatsapp always and good service

Emily Toh
5/5

Highly Recommended!

First time borrowing money from a moneylender, was a simple process and repayments are surprisingly affordable! Will come back again if need other funding in the future, highly recommend!

Kimberly Lim
5/5

Thanks for helping me!

Very good service. I have been with them for many years and they always provide me professional advices. thank you for your help whenever i need money to settle urgent bills. will definitely come back again.

Yau Soon Tin
Soalan Lazim About Credit Card Consolidation Loan

A credit card consolidation loan is a form of debt consolidation plan. This process involves taking a single loan from one lender to cover all your existing debt across multiple credit cards. This means you only pay a single loan at a much lower interest rate instead of making repayments to individual credit companies at different interest rates.  

 

As a licensed moneylender in Singapore, Quick Loan can offer you a tailored credit card consolidation loan to meet your financial needs. Our process will help you receive a loan worth the equivalent of all your credit card debt within 30 minutes. Once your debts are settled, you can look forward to a more manageable and straightforward repayment process by focusing on only one loan with us.   

 

Moreover, building up a good track record of payments will help improve your credit score over time.

A credit card consolidation loan allows you to combine all your high-interest credit card debt into a single loan which you can then pay off at a lower interest rate.

 

Quick Loan welcomes applicants—including foreigners—who meet our eligibility criteria for a credit card consolidation loan. You must be 18 years old or above, and have a minimum monthly salary of SGD1,800. There is no specific credit score needed to qualify for this loan. 

 

We’ll help you evaluate your income and expenses to ensure you qualify for this loan and guide you through the application process, with an approval time of 30 minutes.  


If you are unable to secure a credit card consolidation loan with us, you may consider taking on a personal loan or cash loan as alternatives.

A credit card consolidation plan can improve your chances of acquiring a home loan. 

 

With all your credit card debt under a single deadline, you can commit to regular, timely payments and improve your credit score. A healthier credit score as you work towards debt settlement will increase your chances of having your mortgage application approved and securing a larger home loan.  

 

Credit card consolidation plans also offer longer loan tenures with lower interest, leaving you with more cash on hand for other payments, like a mortgage. The impact of this financial standing may make you a more favourable candidate for home loans from a bank. 


Once you’ve secured that dream home, our home renovation loan can help you fund everything from wiring and flooring to painting and redecorating your new residence.

When selecting the ideal debt consolidation plan for your needs, it’s vital to compare and choose the plan provider with the lowest interest rates on instalments and the most suitable loan tenure. You can access debt consolidation plans from selected banks and licensed moneylenders in Singapore. 

 

We advise you to be careful when dealing with debt consolidation plans that make unrealistic promises about helping you be debt-free in a matter of months. Any debt consolidation plan is a long-term commitment toward a brighter financial future, and cannot guarantee the elimination of all debt in a short period of time.  


The best debt consolidation plan is one that caters to your unique situation, needs and goals. Quick Loan will help you tailor your credit card consolidation loan to ensure flexible and affordable repayments through a smooth and hassle-free application process.

When trying to secure credit card consolidation loans licensed moneylenders, having a fair credit score is not required. 

 

Your lender will need to account for your ability to pay off your new loan amount, which involves assessing your monthly income and expenses. At Quick Loan, we’ll tailor your repayment plan based on your salary and needs. 

 

Furthermore, you can improve your credit score in the long term through regular and timely loan repayments. It’s essential to consider a credit card consolidation loan to be like any other loan—missed payments will incur penalties and leave you with a bad credit score. 


You may also consider taking on a licensed moneylender loan or quick loan if you need to access funds for emergencies.

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Langkah seterus yang boleh dilakukan oleh anda

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Berikut merupakan beberapa langkah yang boleh dilakukan oleh anda.

Memohon pinjaman sekarang

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Memohon di pejabat kami

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