Licensed Moneylender River Valley

Located in Central Singapore, River Valley is a residential and commercial area that lies between Fort Canning Hill and Pearl’s Hill. 

Once dominated by gambier and nutmeg plantations, River Valley now boasts luxury condominiums and various restaurants and cafes. 

However, traces of its history remain—one example is the Chesed-el Jewish Synagogue on Oxley Hill. Constructed in 1905, the synagogue was designated a national monument in 1998, reflecting Singapore’s diverse heritage. 

Another historic monument is the Sri Thendayuthapani Temple, one of the most important sites to the Singaporean Hindu community. Dedicated to the god Muruga, this temple was built in 1859 and was granted national monument status in 2014. 

River Valley is also home to the Singapore Buddhist Lodge, one of the nation’s oldest charitable organisations. Established in the 1930s, the lodge supports underprivileged community members, hosts cultural events and preserves Buddhist teachings and culture. 

If you require reliable licensed moneylender services while you’re in River Valley, look no further than Quick Loan’s office on Anson Road. 

You can board bus number 32 from across St Thomas Walk. Alight opposite Redhill Station and take the MRT to Tanjong Pagar station, where Quick Loan’s office is just a short walk away. Our dedicated and helpful staff are ready to assist you in finding the best loan for your needs.

6 Tips for a Successful Loan Application

Whether you’re a first-time applicant or seeking insights on previous loan rejections, here are some tips to help maximise your loan approval prospects. 

1. Ensure you meet eligibility requirements 

Verify that you meet all the eligibility criteria of a potential lender, which may include income and citizenship status. Failing to meet these requirements will result in your application being rejected immediately. 

2. Check and improve your credit score 

A good credit score boosts your chances of being approved for loans. If your score is unsatisfactory, take the time to improve it by maintaining timely bill payments and reducing outstanding balances on other loans. 

3. Apply for the right amount

Lenders will assess your ability to repay a loan, so make sure you apply for a loan amount within your means. Asking for a loan amount that exceeds your financial capacity can increase the chances of a lender rejecting your application. 

4. Double-check your application 

Review your application documents thoroughly to ensure all details are accurate and current. Missing or incorrect information could delay the application process or result in rejection. 

5. Improve your debt-to-income (DTI) ratio 

Your DTI ratio is the percentage of your monthly income that goes towards debt repayments. Lenders usually favour a lower DTI ratio, as it indicates a better ability to manage debt. 

To enhance your DTI ratio, pay off existing debts and avoid taking on new ones just before applying for a loan.

6. Avoid applying for multiple loans in a short period 

Applying for several loans at once or in a short time frame can negatively affect your credit score. Lenders may also view these applications as a sign of financial instability. 

Ready to make a new loan application with these tips in mind? Consider taking a personal loan from Quick Loan. Our straightforward eligibility criteria and speedy approval process will let you access the funds you need in just 20 minutes.

Quick Loan: Reliable Licensed Moneylender Easily Accessible From River Valley

As Singapore’s best licensed moneylender, Quick Loan is dedicated to providing accessible financial support to citizens, PRs and foreigners nationwide. 

Easily accessible from River Valley by train, bus or taxi, we welcome walk-in visitors seeking assistance with their financial concerns. Quick Loan offers a selection of flexible and cost-effective loan plans that can be tailored to suit your situation best. 

Furthermore, our loan application process is quick and easy. You can opt for our online submission system or visit the Quick Loan office. 

Count on Us for Accessible and Reliable Loan Services

• Conveniently accessible from River Valley
• Loans are customisable according to your unique needs
• Enjoy affordable interest rates and flexible repayment plans for all loans
• Join the ranks of over 20,000 satisfied clients who have chosen Quick Loan

Important Reminders for Borrowers

• Individual borrowers can apply for loans only up to 6x their monthly income
• Business loans are only available to companies incorporated in Singapore

Apply for a Loan From River Valley

Interested in applying for a loan with us? With our streamlined application process, you can get your funds in as fast as 30 minutes.