Credit Card Consolidation Loan

管理您的信用卡债务

Secure Your Credit Card Consolidation Loan Through Singapore’s Most Trusted Moneylender

Borrow up to 6x your salary

Qualify with a minimum income of SGD 1,800

Choice of fixed or flexible payment

Affordable interest rates

什么 是信用卡债务合并贷款?

信用卡债务合并贷款是一种将您所有的信用卡债务组合为一笔利息较低的新贷款,以便您可统一偿还。

倘若您目前拥有多项信用卡欠债,那么信用卡债务合并贷款能够更有效地管理您的债务,因为如今您只需专注于偿还一笔统一的贷款。

为什么 和我们拿信用卡债务合并贷款?

伸缩性及可负担的偿还

除了将您的所有信用卡债务组合为一笔新的贷款之外,合并的好处还包括那份新的贷款将会是依据您的工资及您的所需而量身制定的。更何况我们的利息极为低,因此可以缓解您的偿还。

快速及简易的过程

身为新加坡最顶尖的合法放贷公司,您只需30分钟即可从我们这里获取信用卡债务合并贷款。和银行不一样的是,我们拥有一套统一及精简的申请流程,只为了让您可以更快速地合并您的信用卡债务。

We’re Ready to Support Your Financial Needs

30-minute

loan approvals

6X

your monthly salary

No guarantor

required

Cash

disbursed on the spot

合法

by Registry of Moneylenders

We’re Ready to Support Your Financial Needs

30-minute loan approvals

6X your montly salary

No guarantor required

Cash disbursed on the spot

合法 by Registry of Moneylenders

基本条件

申请信用卡债务合并贷款的条件如下:

最低年龄:

18岁

最低工资:

$1800(新加坡公民/永久公民以及外籍人士)

所需文件

新加坡公民/永久公民

新加坡公民/永久公民需准备:

身份证

Singpass

若租房,请准备:

  • 合租契约
  • 地址证明,例如电话单或水电单

最新三个月工资单

银行token

外籍人士

外籍人士需准备:

最少6个月有效性的工作准证(S Pass / Employment Pass / Work Permit)

护照

住址资料包括

  • 电话单或水电单
  • 合租契约

最新三个月工资单

银行token

职业合同

员工卡

申请贷款的 3个简单步骤

申请

申请 online

在我们室申请 office

申请 Whatsapp

获取免费咨询

到我们的办公室里获取咨询,呈现所需的文件,然后签署贷款合约。

领取现金

Get your cash on the spot with trusted & licensed money lender in Singapore!

申请

申请 online

在我们室申请 office

申请 Whatsapp

获取免费咨询

到我们的办公室里获取咨询,呈现所需的文件,然后签署贷款合约。

领取现金

即刻获取您的现金!
Hear From Our Happy Borrowers

4.9

5/5

服务佳

5/5

Excellent service

We are happy and very satisfied with their services. We have been with them for 5 years. The staffs are pleasant, very helpful to advise and help us.

Tng Pei Eng
5/5

Good Service

Borrowed from several moneylenders before but this one was probably the best! Fast response to my questions via their whatsapp always and good service

Emily Toh
5/5

Highly Recommended!

First time borrowing money from a moneylender, was a simple process and repayments are surprisingly affordable! Will come back again if need other funding in the future, highly recommend!

Kimberly Lim
5/5

Thanks for helping me!

Very good service. I have been with them for many years and they always provide me professional advices. thank you for your help whenever i need money to settle urgent bills. will definitely come back again.

Yau Soon Tin
常见问题 About Credit Card Consolidation Loan

A credit card consolidation loan is a form of debt consolidation plan. This process involves taking a single loan from one lender to cover all your existing debt across multiple credit cards. This means you only pay a single loan at a much lower interest rate instead of making repayments to individual credit companies at different interest rates.  

 

As a licensed moneylender in Singapore, Quick Loan can offer you a tailored credit card consolidation loan to meet your financial needs. Our process will help you receive a loan worth the equivalent of all your credit card debt within 30 minutes. Once your debts are settled, you can look forward to a more manageable and straightforward repayment process by focusing on only one loan with us.   

 

Moreover, building up a good track record of payments will help improve your credit score over time.

A credit card consolidation loan allows you to combine all your high-interest credit card debt into a single loan which you can then pay off at a lower interest rate.

 

Quick Loan welcomes applicants—including foreigners—who meet our eligibility criteria for a credit card consolidation loan. You must be 18 years old or above, and have a minimum monthly salary of SGD1,800. There is no specific credit score needed to qualify for this loan. 

 

We’ll help you evaluate your income and expenses to ensure you qualify for this loan and guide you through the application process, with an approval time of 30 minutes.  


If you are unable to secure a credit card consolidation loan with us, you may consider taking on a personal loan or cash loan as alternatives.

A credit card consolidation plan can improve your chances of acquiring a home loan. 

 

With all your credit card debt under a single deadline, you can commit to regular, timely payments and improve your credit score. A healthier credit score as you work towards debt settlement will increase your chances of having your mortgage application approved and securing a larger home loan.  

 

Credit card consolidation plans also offer longer loan tenures with lower interest, leaving you with more cash on hand for other payments, like a mortgage. The impact of this financial standing may make you a more favourable candidate for home loans from a bank. 


Once you’ve secured that dream home, our home renovation loan can help you fund everything from wiring and flooring to painting and redecorating your new residence.

When selecting the ideal debt consolidation plan for your needs, it’s vital to compare and choose the plan provider with the lowest interest rates on instalments and the most suitable loan tenure. You can access debt consolidation plans from selected banks and licensed moneylenders in Singapore. 

 

We advise you to be careful when dealing with debt consolidation plans that make unrealistic promises about helping you be debt-free in a matter of months. Any debt consolidation plan is a long-term commitment toward a brighter financial future, and cannot guarantee the elimination of all debt in a short period of time.  


The best debt consolidation plan is one that caters to your unique situation, needs and goals. Quick Loan will help you tailor your credit card consolidation loan to ensure flexible and affordable repayments through a smooth and hassle-free application process.

When trying to secure credit card consolidation loans licensed moneylenders, having a fair credit score is not required. 

 

Your lender will need to account for your ability to pay off your new loan amount, which involves assessing your monthly income and expenses. At Quick Loan, we’ll tailor your repayment plan based on your salary and needs. 

 

Furthermore, you can improve your credit score in the long term through regular and timely loan repayments. It’s essential to consider a credit card consolidation loan to be like any other loan—missed payments will incur penalties and leave you with a bad credit score. 


You may also consider taking on a licensed moneylender loan or quick loan if you need to access funds for emergencies.

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接下来的步骤

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请参考以下步骤:

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Reach us immediately via WhatsApp

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