Pinjaman Hari Gaji Secara Talian | Pinjaman Yang Pantas Di Singapura

Secure Your Payday Loan Online
Through Singapore’s Best Money Lender Today

or

Speed up your application with MyInfo

Have your personal details filled in automatically.

This also helps us to approve your loan more quickly!

Apakah itu Pinjaman Hari Gaji ?

A payday loan is a type of short-term financial solution designed to address the immediate cash needs of individuals until their next payday. The loan amount is typically repaid using the borrower's subsequent paycheck. These loans offer quick approval and immediate access to funds, making them a convenient option for those facing unforeseen financial emergencies.

Payday loans can be used for various purposes, such as covering unexpected medical bills, car repairs, or other urgent expenses. They can also be used to avoid late payment fees or overdraft charges. Furthermore, you can also use payday loans to pay for regular bills, such as rent or utilities, when their paycheck falls short.

Mengapakah anda mengambil pinjaman hari gaji dengan kami?

We’re Ready to Support Your Financial Needs

Dokumen yang diperlukan

Warganegara Singapore/penduduk tetap (PR)

Warganegara Singapore/penduduk tetap (PR) sila menyediakan dokumen seperti berikut :

Warganegara asing

Warganegara asing sila menyediakan dokumen seperti berikut :

3 langkah yang mudah untuk memohon pinjaman

Menerima nasihat di pejabat kami, membentang dokumen yang diperlukan dan menandatangani perjanjian pinjaman

Get your cash on the spot with trusted & licensed money lender Singapore!

Memohon

Menerima nasihat daripada pakar secara percuma dan menandatangani perjanjian pinjaman.

Menerima nasihat di pejabat kami, membentang dokumen yang diperlukan dan menandatangani perjanjian pinjaman

Terima Wang Tunai

Dapatkan wang tunai anda dengan segera!

Hear From Our Komen baik yang diberi oleh peminjam

4.9

 5/5

Perkhidmatan yang baik

 5/5

Tng Pei Eng

 5/5

Emily Toh

 5/5

Kimberly Lim

 5/5

Yau Soon Tin

Soalan Lazim About Payday Loan

What is a payday loan?

A payday loan is a short-term and unsecured loan which you can use to cover expenses until your next salary or payday.

You will receive a portion of your salary’s value in advance of the actual paycheck. Once your salary has been banked in, you can use it to pay off the loan immediately. This loan is ideal for unexpected or urgent expenses you cannot afford to delay until payday.

Due to how payday loans work, these loans have a much shorter tenure. Accordingly, your interest will be calculated based on the number of days remaining until your next payday.

At Quick Loan, you can apply for a payday loan in Singapore through a quick and easy online process, through WhatsApp or by visiting our office.

Where’s the best place to get funds that will last me until payday, and how can I get one?

Licensed moneylenders like us can offer you a payday loan, also known as a cash advance loan. This loan lets you borrow money as emergency funds to cover your expenses until you receive your next salary.

All licensed moneylenders in Singapore are subject to the Moneylenders Act and are listed under the Registry of Moneylenders. We adhere to strict regulations on interest rates, fees and other charges.

Payday loan applicants must be 18 years of age or older, with a minimum income of SGD1,800. Singaporean or PR borrowers must present their NRIC, SingPass, residence information, payslips and bank tokens.

Foreign borrowers must provide a valid work permit, Employment Pass or S Pass. We’ll also need your passport, residence information, payslips, bank tokens, employment contract and staff card.

Are payday loans fixed or variable?

A payday loan is a fixed loan. This means that the interest rate and payment date are decided when the loan is taken and will not be changed.

Since a payday loan is intended to be repaid in a lump sum, your interest rate is calculated according to the number of days remaining until your next paycheck.

This means you can look forward to paying a lower interest amount than other loans with longer tenures, such as personal loans.

You may contact our team online to learn more about the interest rates, fees and other charges related to a payday loan. If a payday loan is unsuitable for your current needs, you may consider taking out a quick loan for extra funds.

Will I get my payday loan approved on the same day?

Yes, you can get your payday loan approved on the same day at Quick Loan.

We offer a range of quick loans where you can get your cash in 30 minutes. This means you can receive your funds on the same day you place your loan application.

Our fast and hassle-free application process makes us a reliable choice if you need to access funds urgently.

You can apply for a payday loan online, through WhatsApp or by visiting our office. We’ll invite you to a free consultation at our office, where you’ll provide us with all the necessary documents.

Once your loan is approved, you may sign the agreement and receive your cash on the spot.

Will a payday loan appear on my credit report?

A payday loan with a licensed moneylender will not appear on your CBS credit report, which is commonly used by banks in Singapore. However, a payday loan might appear in credit reports from other agencies.

The good news is that a payday loan is typically smaller in value, so you can clear it with your paycheck through a single lump-sum repayment. This means you’ll ideally not have to commit to a long-term payment schedule that would have an impact on your credit history.

We advise you to commit to timely repayments of any loan you take to ensure a good credit score. You can take advantage of the low interest rates and flexible plans available at Quick Loan, which are designed to keep your instalments affordable.

Get in touch with us to learn more about how payday loans work.